Credliber

Transform your earnings with Credliber, the ultimate app for those who work with FGTS (Brazilian employee severance fund) anniversary withdrawal anticipation!

Main Features:

1. Best Commissions: Earn high commissions without complications. Credliber offers the best rates for you to maximize your earnings.

2. Immediate Withdrawal: Receive your commissions instantly, without having to wait for closing. The money is always available to you, at any time, and you can withdraw as many times as you need.

3. Flexibility and Freedom: Work from wherever and whenever you want. With Credliber, you have total control over your earnings, all in the palm of your hand.

4. Complete Support: Need help? Our support is available 24/7 via in-app chat, WhatsApp, or tutorial videos. We are always here to ensure you have the best possible experience.

5. No Intermediaries: Forget the bureaucracy and intermediaries. With Credliber, you carry out all transactions directly and securely, ensuring more convenience in your daily life.

How it Works:

1. Download Credliber.

2. Register and start anticipating the FGTS anniversary withdrawal for your clients.

3. Earn high commissions and withdraw instantly, without complications.

4. Participate in raffles and win incredible prizes.

Check out Credliber's credit solutions:

1. FGTS Loan (Anniversary Withdrawal) Ideal for those who have a balance in their FGTS accounts and have opted for the Anniversary Withdrawal. The amount is deducted annually directly from your FGTS (Brazilian employee severance fund), without affecting your monthly income.

• Advance up to 12 installments of your birthday withdrawal.

• Loans starting from R$20.00.

• Possibility of contracting even with a negative credit history.

Rates and simulation examples:

Birthday Withdrawal (FGTS Loan)

• Monthly rate: 1.79% p.m.

• Annual rate: 23.73% p.a.

• Minimum CET (Total Effective Cost): 1.39% p.m.

• Maximum CET: 2.08% p.m. (up to 27.98% p.a.).

• Maximum annual percentage rate (APR): 27.98%.

• Possibility of early repayment.

• Minimum payment term: 12 months (1 year)

• Maximum payment term: 144 months (12 years)

Example:

R$1,713.26 to be paid in 5 years (60 months) - with an interest rate of 1.80% per month and an APR of 1.97%, with a final payment of R$2,450.22.

• Installment 1 | Due date: 01/10/2025 | Installment amount: R$928.06 | Principal amount: R$735.38 | Interest amount: R$192.68.

• Installment 2 | Due date: 10/01/2026 | Installment amount: R$649.64 | Principal amount: R$404.73 | Interest amount: R$244.91.

Installment 3 | Due date: 10/01/2027 | Installment amount: R$454.75 | Principal amount: R$306.45 | Interest amount: R$148.30.

Installment 4 | Due date: 10/01/2028 | Installment amount: R$274.44 | Principal amount: R$199.07 | Interest amount: R$75.37.

Installment 5 | Due date: 10/01/2029 | Installment amount: R$143.33 | Principal amount: R$115.70 | Interest Value: R$27.63.