FinArt: AI Expense Tracker

FinArt automatically tracks your UPI payments, credit card spends and bank transactions by reading transaction SMS, emails and app notifications. No bank login. No UPI PIN. No manual entry.

Built for India — works with GPay, PhonePe, Paytm, Cred and every major Indian bank.

WHAT FINART DOES AUTOMATICALLY

- UPI expense tracker — every GPay, PhonePe and Paytm payment is captured and categorised the moment the bank SMS arrives

- SMS expense tracker — reads transaction alerts from banks, credit cards and wallets, so nothing gets missed

- Credit card tracking — all your cards in one place, with spends, limits and outstanding balances

- Bill reminders — credit card due dates, mobile, utilities and rent, before the late fee hits

- Subscription tracker — Netflix, Prime, Spotify, iTunes and every other silent auto-debit

- Account balance — current balance and card limits, read straight from your SMS alerts

- Budget planner — monthly and category budgets for you or the whole family

WHY UPI USERS PICK FINART

Most expense trackers make you log in to your bank or link your accounts. FinArt doesn't. It reads the transaction SMS your bank already sends you, which means your UPI spending across every payment app lands in one place — without handing over a single credential.

If you pay with GPay for groceries, PhonePe for the electricity bill and a credit card for everything else, FinArt is the only place that shows the whole picture.

MORE IN THE APP

- Manual entry when you want it — cash spends, splits, anything the SMS missed

- Personal and business profiles, kept separate

- Split group expenses, shared bills and EMIs

- Family sync across multiple devices

- Multi-currency support

- Custom month start day, for salary cycles that don't begin on the 1st

- Spending breakdowns by category — groceries, travel, food, fuel, bills

- Ad-free, forever

YOUR DATA STAYS YOURS

We charge a subscription so we never have to sell your financial data. That's the whole trade.

✅ No mandatory email or phone registration

✅ Private Mode — SMS text or transaction data never leaves your device

✅ Back up to your own Google Drive, not our servers

✅ We never connect to your bank accounts

✅ No data shared with third parties

WHY DOES FINART ASK FOR SMS PERMISSION?

It's optional. Grant it and expense tracking, bill reminders and budgets run automatically from your SMS inbox. Decline it and FinArt still works as a manual expense manager — you just do the typing.

Start with a 5-day free trial. Stop tracking expenses by hand.