Junio: NCMC card for students

Junio is India’s most loved pocket money and payments app. Over 3 million students trust it for their daily payments.

Junio NCMC Card: The Junio Card is a Rupay card issued in a co-branding arrangement with Transcorp, a PPI license holder and a publicly listed company.

Key Features:

Get pocket money digitally from your parents in your Junio account.

You can use your Junio card to withdraw money from the ATM.

Stick Junio TAP on your phone and pay seamlessly.

Use Junio NCMC card for Metro and Bus Transit.

Send and receive money from friends and family on Junio.

Make payments online and offline using your personalized Junio RuPay card.

Earn up to 9% interest with RBI-ensured digital fixed deposits.

Buy gift cards/brand vouchers and save up to 15% on top brands, including Zomato, Amazon, Flipkart, Nykaa, MakeMyTrip, BookMyShow, Steam, Valorant & 300+ more with brand vouchers.

Recharge and Bill payments for your friends & family.

Earn pocket money by requesting and completing household tasks from parents.

Junio offers

Digital Payments

Send money to friends and request money from friends and family directly on your Junio app. Use your card to shop online and for in-store purchases. Claim a variety of offers on your transactions.

Brand Vouchers:

Junio offers a variety of brand vouchers for everyone to buy and save money on shopping. With brand vouchers, you can save 10 - 15% on your favourite brands that you use in day to day lives in every category like food, groceries, electronics, fashion, gaming, travel and more. Here’s some prominent brand vouchers you can purchase with your Junio balance:

Food: Buy Swiggy, Zomato, Pizza Hut, Domino’s, McDonald’s, Bikanerwala, Barbeque Nation & more vouchers on discounts.

Groceries: Buy Swiggy Instamart, Nature’s Basket, Reliance Smart Bazaar, Amazon Fresh, BBNow & BigBasket vouchers on discounts.

Electronics: Buy Flipkart, Amazon, Croma, Apple, Vijay Sales and more electronics brand vouchers on discounts.

Fashion: Buy Myntra, Tata Cliq, Westside, Lifestyle, Ajio, Nykaa and mre fashion brand vouchers on discounts.

Streaming: Buy Sony Liv, Amazon Prime & many more streaming brand vouchers on discounts.

Travel: Buy Cleartrip, MakeMyTrip & many more travel brand vouchers on discounts.

Recharge and Bill Payments :

With Junio, now students also have the access to do recharge and bill payments for themselves and their family.

Fixed Deposits:

With Junio, you can open fixed deposits for yourself or for your child to secure their future and earn up to 9% interest on fixed deposits.

NCMC Card and Junio TAP (sticker):

National Common Mobility Card (NCMC) is an inter-operable transport card can be used of Metro and Bus transit, online/ offline shopping and also for Tap & Pay payment.

Offers & Rewards

Junio offers opportunities to earn rewards on adding and spending money. Check your Junio app every day for new and exciting offers.

Referral Bonus

Junio is an ever growing community where students can invite their friends to join the app and they can earn cashback on rewards for each successful referral.

₹3 Lakh Monthly Limit

Students can ask parents to complete their full KYC and unlock wallet limit up to ₹3 Lakh monthly. Spend wisely, save and manage pocket money and earn rewards for doing so.

Junio is an essential payments app designed specifically for students. With Junio, students get:

ATM withdrawals

Access to digital payments.

100% safe and secure transactions.

Prompt customer support all 7 days of the week.

All special privileges without having to purchase any subscription.

But Junio isn't just about spending; it's about learning and planning your finances. The app offers practical tips for student budgeting, strategies for saving money, and insights into financial planning tailored for students. Junio is the first step in teaching kids about money management and cultivating financially responsible adults.

For more information, please review our Privacy Policy: https://junio.in/privacy