SalaryOnTime:Personal Loan App

The SalaryOnTime mobile application by Kasar Credit and Capital Pvt Ltd offers a seamless way to access instant loans. Whether you need a small amount or a larger sum, SalaryOnTime provides flexible loan options to meet your financial needs with a tenure of up to 365 days. Our competitive interest rates and clear Annual Percentage Rate (APR) calculation ensure transparency in the cost of borrowing.

How It Works:

1. Download the App:

* Available on the App Store and Google Play Store.

* Free to download and use.

2. Register:

* Sign up with your phone number.

* Complete your profile with basic personal and financial information.

3. Apply for a Loan:

* Select the loan amount from ₹8,000 to ₹1,00,000 and a repayment term of up to 365 days.

* Upload the necessary documents and submit your application.

4. Get Approved:

* Receive instant approval and loan offer.

* Review and accept the loan terms.

5. Receive Funds:

* Loan amount is credited to your bank account within minutes.

6. Repay on Time:

* Follow the repayment schedule provided in the app.

* Make payments directly through the app using our secure payment gateway.

Repayment Schedule:

* Flexible Tenure: Choose a repayment period of up to 365 days that fits your financial situation.

* Automated Reminders: Receive notifications before each due date to ensure timely payments.

* Transparency: Detailed view of the principal, interest, and remaining balance.

APR Calculation Detailed Example:

Let's say you borrow ₹10,000 with a monthly interest rate of 3% and a repayment period of 12 months:

* Loan Amount: ₹10,000

* Monthly Payment (EMI): ₹1004.68

* Total Repayment Amount: ₹12,056.16

* Total Interest Paid: ₹2056.16

* Maximum Annual Percentage Rate (APR): 42.576%

* Minimum Period For Repayment : 90 Days

* Maximum Period For Repayment : 365 Days

This example illustrates how the monthly interest rate converts into the APR and shows the total cost of borrowing over a year. Adjust the example as needed to fit your specific loan terms and conditions.

Download SalaryOnTime Today:

Take control of your finances with the SalaryOnTime mobile app. Whether you need quick cash for an emergency or a reliable way to manage your loans, SalaryOnTime has you covered. Download now and experience financial freedom like never before!

Contact Us:

For more information or support, contact us at:

Kasat Credit and Capital Pvt Ltd
info@salaryontime.com
+918800002890