그리고(지역화폐)

▶ What is ‘and’?

Local currencies issued by local governments are included in one app, [and].

The local currency serviced through ‘And’ is in the form of a rechargeable prepaid card and can be used within each local currency issuance area.

In addition, it is a means of paying welfare allowances to local residents, provides incentives to revitalize the local economy, and supports discounts when making payments at small business stores in accordance with local policies.

▶ Convenient local currency in card form, apply and use ‘Local Currency Card’

- You can apply for a card right from the app without complicated account opening or visiting the bank.

- The issued card can be recharged anytime, anywhere through the mobile app.

- Conveniently pay with a card at any affiliated store in the area.

- Card usage details can be easily checked in the app.

* To strengthen the competitiveness of small business owners, use may be restricted in department stores, large supermarkets, and certain excluded industries.

▶ Local currency that can be used in ‘And’

- Hoengseong-gun, Gangwon-do ‘Hoengseong Love Card’

- Samcheok City, Gangwon-do ‘Samcheok Love Card’

- ‘Donghae Pay’ in Donghae-si, Gangwon-do

- Goseong-gun, Gangwon-do ‘Goseong Love Card’

- Inje-gun, Gangwon-do ‘Inje Filled Dream Card’

- Okcheon-gun, Chungcheongbuk-do ‘Perfume OK Card’

- Gimcheon City, Gyeongsangbuk-do ‘Gimcheon Love Card (Gimcheon Love Pay)’

- Gyeongsan City, Gyeongsangbuk-do ‘Gyeongsan Love Card’

- Yeonggwang-gun, Jeollanam-do ‘Yeonggwang Love Card’

- Yeongwol-gun, Gangwon-do ‘Yeongwol Starlight Fine Card’

- Uiseong-gun, Gyeongsangbuk-do ‘Uiseong Love Card’

- Eumseong-gun, Chungcheongbuk-do ‘Eumseong Happy Pay’

- ‘Tantan Pay’ in Taebaek-si, Gangwon-do

- More local currencies will be added.

▶ Incentives provided

- Incentives are provided when charging and paying with local currency. Incentives are amounts that can be used like cash at the time of payment.

- The rate and method of providing incentives are applied differently depending on the policy and issuance scale of each local government.

▶ Use as a policy-issued card

- Are you eligible for welfare policy? Policy issuance funds provided by local governments are also paid through cards.

▶ 30% income deduction, same as check card

- When registering as a member, if you agree to the year-end tax settlement terms or the automatic income deduction application pop-up or 'All menu > Income deduction application', the income deduction benefit will be applied as soon as you register the card.

(If you already have a registered card, the deduction will be applied to all payments from the time of card registration.)

▷ The operator of the local currency business serviced through ‘And’ is Kona I Co., Ltd.

▷ Inquiry information

- If you have any questions or inconveniences while using the app, please contact the customer service center below.

- ‘And’ Customer Center: 1811-6663 (Weekdays 09:00~18:00)

▷ Access rights

- Installed apps (required): Check whether apps requiring caution are installed for safe electronic financial transactions.

- Phone (optional): Collect phone number, which is essential information when recharging transportation cards and checking recharge balance

- Notification (optional): Usage history notification

- Camera (optional): Read barcode/QR code/ID information

- Contact information (optional): Easy entry through mobile phone contact information

- Location (optional): Provides guidance based on my location

- Microphone (optional): Chatbot question voice input

* App access permission information

- ‘And’ to use the app, you must agree to the required access permissions.

- Access permissions for selected items are used to better use the app. Even if you do not allow the selection, you can use services other than the corresponding function.

- Required/optional access permission items may vary depending on the model.

* If installation or upgrade is not completed, please delete the app or reset the data and try again.