Spe ศูนย์ให้ยืม

Spe Lending Center is committed to providing convenient, transparent, and legally compliant personal loan services to users. With intelligent risk control technology and data analysis, we help users needing short-term funding quickly obtain the appropriate loan amount.

Our product, Spe Lending Center, is developed and operated by GREEN POWER DIGITAL CO., LTD. As a fintech company, we strive to create an online lending intermediary platform to facilitate and ensure secure transactions between users and various banks. The platform's maximum annual interest rate is 14.6%, and the loan term is 93 days.

Please note that Spe Lending Center is not a direct lender and is not a loan provider. The platform does not hold a lending license and is not directly regulated by the Bank of Thailand (BOT). All loan information, interest rates, and fees are disclosed transparently. All loan approval and disbursement are processed by partner banks according to each institution's criteria.

1. Our Advantages

Easy Application and User-Friendly Service

Apply for loans entirely online. No collateral required. No complicated paperwork. Easy to use in just a few steps.

Fast Approval and Disbursement

Uses an intelligent risk assessment system to reduce review time. And it speeds up the process of receiving funds.

Transparent and clear, with no hidden fees.

Clearly displays the loan amount, interest rate, duration, and related fees before applying for a loan.

Flexible loan amounts and various repayment periods.

A system that assesses the loan amount based on the user's ability to repay, with various payment plan options.

Highly secure, protecting personal data.

Complies with laws and standards for personal data protection, using multi-layered encryption technology for data security.

Legally compliant and trustworthy operation.

The platform operates legally with clear procedures and contracts. To protect user rights.

2. Loan Application Example:

Loan Amount: Up to 40,000 THB

Repayment Period: 93 days

Daily Interest Rate: 0.04%

Maximum Annual Rate (APR): 14.6%

Example Loan Application: If you apply for a 40,000 THB loan with a 93-day repayment period and a daily interest rate of 0.04%:

Total Interest over 93 days: 40,000 THB × 93 days × 0.04% = 1,488 THB

Total Amount to be Paid: 40,000 THB + 1,488 THB = 41,488 THB

3. Loan Application Process

Register and Log In

Register and log in using your phone number for account security and identity verification.

Fill in the Loan Application Information

Fill in personal information as required by the system, select the loan amount and repayment period. The information must be accurate and truthful.

Submit Documents and Give Consent

Submit the relevant documents as required by the platform and give consent to the platform for credit and risk assessment. The information will be used solely for loan service purposes.

Verification and Evaluation System

The platform will use an intelligent risk management system to evaluate loan applicant information. The verification process is fair and transparent.

Contract Confirmation and Loan Disbursement

Once the verification is approved, users must confirm and accept the loan agreement. The loan will then be transferred to the user's designated account according to the agreed terms.

4. Loan Application Requirements

Age: 20 years or older

Citizen holding a valid national identity card

Bank account opened in the applicant's name

Ability to provide proof of stable income or proof of full debt repayment ability

5. Support for Multiple Bank Transfers

Payments can be easily made within the application. The platform supports payments from multiple banks and offers various payment methods to fully meet the needs of different users.

• Direct payment via debit card

• Payment at bank counters with a reference number

• Accepting transfers from leading Thai banks

6. Contact Us

You can contact us through the following channels:

Email: admin@greenpowerdigital.co

Phone: +66 947124854