Okay - Money & Deals Tracker

TAKE CONTROL OF YOUR MONEY IN ONE APP. TRACK DEBT, PLAN PAYMENTS, MANAGE YOUR BUDGET, AND FIND WAYS TO SAVE.

Okay helps you organize credit cards, loans, lines of credit, payment plans, subscriptions, rewards, budgets, card offers, and price alerts in one place.

No bank connection and no banking password. Add your credit limit, balance, statement date, and due date, then use Okay to keep everything organized.

DEBT TRACKING

ALL YOUR CARDS IN ONE PLACE

View balances, available credit, statement dates, and payment due dates across multiple cards. Mark each card as paid, minimum payment made, or overdue with one tap.

LOANS AND LINES OF CREDIT

Track installment loans, remaining principal, revolving credit balances, and payment schedules alongside your credit cards.

SMART REMINDERS

Get push notifications and email reminders 1, 3, or 7 days before a payment is due, or on the due date. Turn off reminders for balances you have already paid and lower the chance of missing a payment.

PAYMENT CALENDAR

See upcoming payments in a monthly calendar. Find busy payment days, review your payment heat map, and check which card may be a better option based on statement timing and available credit.

MONEY MANAGEMENT

SMART LEDGER

Manage income, expenses, accounts, transfers, savings goals, and recurring transactions. Import CSV files and statements to keep your financial history organized.

FINANCIAL INSIGHTS

Follow your progress with a financial health score, category breakdowns, cash flow, net worth history, savings goals, and savings rate.

BUDGET LIMITS

Create budgets by category. Get alerts as you approach a limit and review suggested budgets based on your last three months of spending.

PAYMENT PLANS, SUBSCRIPTIONS, AND REWARDS

See when payment plans end, how much subscriptions cost each month, and when points or miles expire. Get reminders before important dates.

SMART SPENDING AND SIMULATOR

Ask which card to use and get a suggestion based on credit utilization, available credit, and statement timing. Test different spending and payment scenarios before making a decision.

CARD OFFERS AND PRICE ALERTS

CARD OFFERS AND REWARDS

Discover available card offers, cash back opportunities, rewards, and merchant promotions in supported regions. Keep relevant offers organized in one place.

PRICE DROP ALERTS

Browse discounted products, view price history, and check 30, 60, and 90 day lows, as well as yearly lows. Set a target price, save favorites, and get notified when the price drops.

PRIVACY AND CONVENIENCE

PRIVACY FIRST

Your financial data stays on your device. You do not need to connect a bank account or enter a banking password. Hide amounts with Privacy Mode and protect access with App Lock.

6 LANGUAGES, 5 CURRENCIES, MULTIPLE COUNTRIES

Available in English, Turkish, German, French, Spanish, and Arabic. Manage financial information in USD, EUR, GBP, TRY, and AED with regional date, weekend, and holiday adjustments.

DEMO MODE

Try the app with sample data. When you are ready, clear the demo with one tap and add your own information.

PLANS

FREE

Use the main tracking tools with limited usage.

PRO

Track more cards, subscriptions, payment plans, and reminders.

MAX

Get expanded or unlimited access to the premium features included in your plan. Annual plans are also available.

Track your debt. Manage your budget. Stay in control of your money.

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Privacy Policy: https://okanokayandco.com/privacy.html