Raya - Digital Bank

From daily needs to growing your business, everything is easier with Raya.

As part of the BRI Group, Raya is ready to be your financial partner every step of the way.

Saving made easy, free of charge

- Open an account directly from your phone in just 4 minutes.

- Free monthly admin fees.

- No initial deposit and no minimum balance.

All your financial needs in one app

- Manage your money more easily with Saku Raya for monthly budgets, dream savings, and saving together with up to 100 friends.

- Teach your children to manage money from an early age with Uang Saku, a savings account for children aged 10–16 that comes with their own account access.

- Meet your daily financial needs, from transfers, top-ups, payments, to investments.

- Enjoy flexible transactions with Raya PayLater up to IDR 5 million or apply for a cash loan of up to IDR 25 million with a term of up to 18 months through Pinang Flexi.

Raya Active: Achieve your health and savings goals with these easy steps

- Choose the activity you want to track*

- Set your desired target

- Monitor your activity while consistently saving

*) The Raya app requires permission to connect with Health Connect to read step, distance, and calorie data from your activities.

Have a business? Manage it too with Raya

- Separate up to 5 financial items in Saku Bisnis

- Register and manage up to 3 QRIS directly from your phone.

- Monitor financial reports, receive voice notifications for every transaction, and grant access to employees to assist with operations.

Wide access, more convenient transactions

- Deposit cash at BRI offices, BRILink agents, and Raya Community Branches.

- Withdraw cash at BRI ATMs, BRILink agents, Raya Community Branches, and Indomaret.

Reliable security

- Smart Login with fingerprint or face scan.

- Multi-layered security with OTP, facial verification, and Extra Security for large-value transactions.

Also enjoy cashback, vouchers, and various exciting missions that make your financial experience even more rewarding.

What are you waiting for? #GetRichEasy with Raya!

For more information, contact Sapa Raya at:

Contact Center: 1500 494

WhatsApp: 081210000494

Instagram: @bankraya

PT Bank Raya Indonesia Tbk.

BRILiaN Tower Building

Jl. Gatot Subroto No. 177A, Neighborhood Unit No. 009/01, Menteng Dalam, Tebet, South Jakarta, Jakarta 12870.