LoanOrbit - Instant Loan

Manage your credit access more flexibly with LoanOrbit.

LoanOrbit is a digital platform that enables eligible users to access and manage line of credit related services through a mobile experience. Users may review available credit options, manage account activity, submit eligible utilization requests, and monitor repayments directly within the application.

Key App Functions

Mobile registration and account setup

Identity verification workflows

View available credit access options

Access funds within approved limits

Monitor utilization and repayment information

Digital repayment support

Customer assistance services

Why Choose a Line of Credit?

A line of credit provides reusable access within an approved limit. Users may choose how much of the available amount to utilize instead of accessing the entire limit at one time.

Features may include:

Reusable credit availability

Flexible utilization requests

Charges based on utilized amount and applicable terms

Digital account management and activity tracking

How LoanOrbit Works

1. Download and install LoanOrbit

2. Register with your mobile number

3. Complete verification requirements

4. Review available options, where applicable

5. Submit requests within approved limits

6. If approved, utilized amounts may be transferred to a verified bank account

7. Manage repayments within the application

Line of Credit Details

Eligible Credit Limit: ₹3,000 – ₹80,000

Repayment Period: 93 – 120 days

Daily Interest Rate: 0.05%

Service Fee: Up to 2% of utilized amount

GST: 18% applicable on service fee

Annual Percentage Rate (APR): 22% – 28%

Actual limits, pricing, charges, and availability may vary based on eligibility assessment and applicable conditions.

Illustrative Example

Approved Credit Limit: ₹50,000

Amount Utilized: ₹50,000

Repayment Period: 120 days

Interest: ₹3,000

Service Fee (2%): ₹1,000

GST on Service Fee: ₹180

Total Charges: ₹4,180

Amount Accessed: ₹50,000

Total Repayment Amount: ₹54,180

This example is for illustration only and does not guarantee approval, pricing, or service availability.

Privacy & Security

LoanOrbit applies security and operational measures to support protection of user information.

Information may be processed only where necessary for:

identity verification

eligibility assessment

fraud prevention

customer support

account administration

service operations

Please review the Privacy Policy in the application for more details.

Important Information

LoanOrbit operates as a digital platform supporting access to financial services.

LoanOrbit does not independently determine approval outcomes, pricing, repayment obligations, or service availability.

All approvals, limits, charges, and financial arrangements remain subject to eligibility review and applicable service requirements.

Users should review applicable terms, repayment obligations, and charges before using any financial service.