PayJoy - cartão de crédito

Meet the PayJoy credit card: easy, transparent, and digital credit.

A card with no annual fee and exclusive benefits designed to simplify your life.

See the advantages:

Bonus Limit - Earned, used, and paid on time? You get more credit! With the PayJoy Bonus Limit, you can earn up to:

- 5% Bonus Limit on streaming services;

- 2% on purchases on partner platforms;

- 1% on all other purchases.

Dynamic CVV for online security - Extra protection for your online purchases with a security code that updates with each transaction.

International purchases with Visa - Use your card worldwide and enjoy up to 40 days to pay.

Visa Benefits - Enjoy exclusive offers, promotions, and experiences with your PayJoy card.