Mikredi-Préstamo personal

👋 Welcome to Mikredi

Mikredi is a personal loan and online credit app for users in Mexico. Each application is subject to credit profile evaluation and applicable terms and conditions. Our goal is to offer clear and transparent information to help you make an informed decision.

🧭 Application Process

1. Start your application from the app.

2. Your data and applicable credit history are evaluated.

3. You will receive a notification with available terms and conditions.

4. If you accept, the deposit will be processed according to standard banking procedures.

💳 Service Benefits

- Digital management from your phone.

- Renewable line of credit with transparent terms and conditions.

- Installment payment options with transparent costs.

- Structured processes for reliable and secure loans.

- No guarantor or collateral required.

💰 Loan Product Information

1. Loan Amount: $1,000 to $30,000 MXN

2. Daily Interest Rate: 0.09%

3. Annual Percentage Rate (APR): Up to 32.85% (Includes 16% VAT)

4. Term: 91 to 365 days

5. Opening Fee: $0

📊 Mikredi Loan Example

If you request a loan of $12,000 MXN with a term of 120 days (payable in 4 monthly installments), the calculation is as follows:

Annual Interest Rate (with VAT): 32.85%

Annual Interest Rate (without VAT): 28.32%

Amount to Receive: $12,000 MXN

Total Interest (with VAT): $12,000 * 32.85% * 120 / 365 = $1,296 MXN

Fees: $0 (No additional charges)

Total amount to pay: $12,000 + $1,296 = $13,296 MXN

Installment amount: $13,296 / 4 = $3,324 MXN

Note: These values ​​are for illustrative purposes only and may vary depending on the client's credit profile.

🔐 Security, compliance, and public access

Your financial information is handled with data protection and privacy measures. Mikredi is a legally regulated and authorized entity.

For public access, you can consult CONDUSEF, SIPRES, and the Credit Bureau in official sources.

📞 Contact Us

Business Hours: Monday to Friday 8 am–5 pm

Saturday 8 am–3 pm

Email: help@mikredi.com

Website: www.mikredi.com

Phone: +52 5588547306

Address: Av. Cuauhtémoc No. 722, Colonia Narvarte, Benito Juárez Borough, CP 03020 Mexico City

Mikredi offers revolving credit line services and is not affiliated with apps such as Stori, Credmex, Baubap Loans, Klar Loans, or MexiCash.