Loanest

Loanest is a private tracker for the things and money that move between people.

Use it to remember what you lent, what you borrowed, who has it, when it is due, and what still needs to be settled. Loanest keeps everything on device with no account, no ads, no analytics, and no automatic messaging.

Loanest helps you:

- Track items you lent out or borrowed

- Add due dates, notes, categories, optional phone numbers, and optional photos

- Record money loans and partial repayments

- See outstanding balances by person

- Share a local statement or loan PDF

- Export your records as CSV

- Pick a gentle, friendly, or firm reminder tone before opening Messages

- See overdue aging, return rate, categories, and money outstanding

- Use the new Follow-up Plan to rank person-level next actions

New in 2.1, Follow-up Plan groups open loans by person and suggests the next action based on overdue status, days outstanding, due-soon timing, and open money balances. It is designed to help you stay organized without sending anything automatically.

Loanest is a recordkeeping tool only. It does not move money, collect payments, offer loans, or provide financial or legal advice.