Cagnup - Dépenser et épargner

Turn every everyday expense into savings with a savings system.

With each purchase made using a gift voucher, you add to a savings pot that you can then transfer to a Life Insurance policy or a Retirement Savings Plan (PER). It's a new way to link budgeting, spending, and long-term savings.

HOW DOES IT WORK?

- Buy a gift voucher on Cagnup: access a wide range of retailers to do your grocery shopping, your other shopping, or even book your vacation.

- Earn money on your spending: each purchase automatically adds to your savings pot.

- Grow your savings: once you've accumulated €50, make a transfer to a Life Insurance policy or a Retirement Savings Plan.

- Track your budget: view your spending, your savings pot, and your capital in real time.

A NEW APPROACH TO SAVINGS

With Cagnup, your spending becomes the gateway to saving. You continue to spend within your budget while gradually building up capital. This approach gives meaning to your purchases and integrates saving into your daily life.

YOUR EVERYDAY RETAILERS

Cagnup relies on more than 250 partner retailers used daily.

- For your grocery shopping and food budget, find Intermarché, Carrefour, Carrefour Market, Auchan, and Monoprix. These everyday retailers like Intermarché, Carrefour, and Auchan allow you to save on your essential expenses.

- For your home improvement and DIY projects, Leroy Merlin is a key retailer for turning your spending into savings.

- For your tech and leisure purchases, Fnac and Cdiscount are among the most frequently used partner retailers. Fnac and Cdiscount allow you to earn cashback on your everyday purchases as well as your major expenses.

- For your fashion and sports purchases, Adidas lets you combine spending and saving.

- For your specific food expenses, Quitoque integrates seamlessly into your budget and savings strategy.

- For your travels and leisure activities, Airbnb also allows you to earn cashback while enjoying your experiences.

These partner retailers, such as Carrefour, Intermarché, Auchan, Fnac, Cdiscount, Leroy Merlin, Adidas, and Airbnb, help you transform every purchase into an opportunity for savings and capital.

A LONG-TERM-ORIENTED MODEL

The goal is to transform your spending into sustainable savings. Your cashback can be used to fund a life insurance policy or a retirement savings plan (PER), to prepare for your future projects and retirement.

A SIMPLE AND STRUCTURED SOLUTION

- A clear app to manage your budget and expenses

- A savings account to track your savings in real time

- A direct link between purchases and capital

- A suitable tool to gradually grow your savings

A RELIABLE SOLUTION WITH GARANCE

Cagnup is a service offered by Garance, a recognized player in insurance and wealth management. You benefit from structured savings solutions, with a secure framework for your contributions and capital.

Download Cagnup and start turning your expenses into useful savings for your projects, your budget, and your retirement.

Cagnup is a service offered by Garance. Before subscribing, the features, fees, risks, and benefits of the savings products (life insurance, PER) are presented. Past performance is not indicative of future results.