Vriddhi Loan-Line of Credit

Vriddhi Loan-Line of Credit offers a premium revolving Line of Credit, allowing users to borrow funds, settle outstanding balances, and reuse restored credit for all personal financial needs.

Loan Information

• Credit Limit: ₹50,000 – ₹300,000

• Tenure: 91 days – 360 days

• Max Annual Percentage Rate (APR): 15%

• Fully transparent pricing with zero hidden fees

Representative Example

• Loan Amount: ₹60,000

• Handling Charges (incl. GST): ₹1,500 + ₹270 GST

• Monthly EMI: ₹5,429

• Total Interest Payable: ₹5,148

• Total Amount Payable: ₹65,148

• Total Cost of Loan: ₹6,648

How Vriddhi Loan-Line of Credit Works

1. Get Your Credit Limit Instantly

Complete your online application and get instant approval. Once verified, your personalized credit line is ready for immediate use.

2. Borrow Only What You Need

Withdraw any amount within your approved credit limit at any time. Users only pay interest on the sum they actually utilize.

3. Recover & Reuse Your Limit

Every repayment restores your available credit balance instantly. Users can access unlimited borrow-repay-reuse cycles throughout the credit validity period.

Core App Features

• Revolving Line of Credit

Enjoy reusable credit flexibility. No repeated applications needed after initial approval. Borrow and reuse funds anytime.

• Instant Online Approval

Smart automated verification speeds up the entire process, delivering quick loan decisions within minutes.

• 100% Paperless Process

No physical documentation, no offline verification. Complete the entire borrowing journey online.

• Flexible Repayment Tenure

Choose adaptive EMI plans ranging from 91 days to 360 days to match your monthly budget.

• Transparent & Low Rates

Clear maximum 15% APR with fixed, upfront charges. No hidden fees, no surprise deductions.

• Secure Data Protection

Bank-level encryption safeguards your personal and financial data, ensuring full privacy and security.

• Professional Customer Support

Dedicated support team ready to resolve your queries and assist with loan-related issues anytime.

Eligibility Criteria

• Resident citizen of India

• Aged 18 years or above

• Possess a steady monthly income source

Application Steps

1. Download & open the Vriddhi Loan-Line of Credit app

2. Fill in your basic personal information

3. Check your approved credit limit and select your required amount

4. Submit your bank details for fund disbursement

5. Get funds credited directly to your bank account instantly

Contact Us

• Email: support@agrocap.com.mx

• Phone: +91 9577625131

• Address: 118, SOUTHERN AVENUE 5TH FLOOR , Kolkata, West Bengal, India - 700029.

Vriddhi Loan-Line of Credit – Flexible Line of Credit for Every Indian User. Borrow Smart, Repay Steadily, Reuse Anytime.