Credit Bridge

Credit Bridge helps eligible users view and manage revolving credit line account information in a clear and organized way.

It is designed to provide clear information before use, including available credit line, current usage details, billing information, cost details, and account status.

Credit line access is not guaranteed. Users need to complete registration, identity verification, and other required account review steps before credit line features become available. Access and continued availability depend on verification results, eligibility review, account status, billing status, and the applicable rules displayed in the app.

If a credit line is assigned, keeping it unused does not generate interest or service fees. Charges apply only when a user uses part of the available line, and they are calculated based on the amount used and the actual usage period.

Credit Line and Cost Information

Available credit line range: ₹1,000 to ₹60,000

Usage duration: Based on the actual number of days the used amount remains active, up to 365 days.

Daily usage rate: up to 0.05% per day

Maximum annualized rate: up to 18.25% APR

Service fee: up to 1% of the amount used

Cost Example

The following example is for explanation only.

Amount used: ₹5,000

Usage duration: 150 days

Daily usage rate: 0.05%

Service fee rate: 1%

Interest: ₹5,000 × 0.05% × 150 days = ₹375

Service fee: ₹5,000 × 1% = ₹50

Estimated total amount payable: ₹5,425

The actual payable amount may vary based on the amount used, actual usage duration, applicable charges, billing timing, account status, and the final terms displayed before confirmation.

Who Can Use Credit Bridge

Credit Bridge is intended for users who are at least 18 years old, hold a valid government-issued identity document, complete the required verification process, and meet the applicable account review requirements.

Security and Account Information

Credit Bridge uses security measures to help protect account access and submitted information.

Contact Us

For questions about account access, verification, credit line usage, billing details, or app support, please contact us at mail@creditbridgeapp.com.