Udhaari - Loan & EMI Tracker

Managing multiple EMIs is stressful. Home loans, personal loans, car loans, credit card EMIs — Udhaari puts everything in one place. Track your balances, never miss a payment, and always know exactly what you owe and when.

🏦 Track Every Loan in One Place

Add all your loans and see your total debt, outstanding balance, and upcoming EMIs at a glance. Udhaari supports:

- Home Loan

- Car Loan

- Personal Loan

- Credit Card EMI

- Overdraft & Flexi Loan

- Friends & Family Loan

No more switching between bank apps or digging through paperwork. Everything in one dashboard.

📅 EMI Reminders That Actually Work

Set automatic reminders before every EMI due date. Never pay a late fee again. Udhaari keeps your repayment schedule front and center so you're always one step ahead.

📊 Full Amortization Schedule

See a complete month-by-month breakdown of your loan — principal, interest, and outstanding balance — for every EMI. Understand exactly where your money is going and how long until you're debt-free.

💰 Prepayment & Foreclosure Planning

Thinking of making a prepayment? Udhaari shows you exactly how much interest you save and how it impacts your remaining schedule. Make smarter decisions about your money.

👥 Track Informal Loans Too

Borrowed from a family member? Lent money to a friend? Add it to Udhaari just like a bank loan — with repayment schedules, reminders, and a clear record of every transaction.

🔁 Recurring Expense Tracking

Track regular financial commitments — insurance premiums, subscriptions, rent, SIP payments — on any frequency. Daily, weekly, monthly, quarterly, half-yearly, yearly, or every N days. Never lose track of a recurring obligation again.

🔒 Secure Cloud Backup & Multi-Device Sync

Your financial data is encrypted and backed up securely. Switch phones without losing a single record. Access your loans from any device, anytime.

📁 Export to PDF & Excel

Generate clean reports of your loan history and repayment schedule. Save them for your records or share with family.

✅ Who Uses Udhaari

- Salaried professionals managing home loan and personal loan EMIs

- Anyone juggling credit card EMIs alongside bank loans

- People with overdraft or flexi loan accounts wanting clarity on outstanding balance

- Anyone who has borrowed from or lent to family and friends

- Anyone who wants to plan prepayments and get debt-free faster

📲 Download Udhaari — India's Loan & EMI Tracker

Free to start. No bank account linking required. No hidden charges. Just honest, simple loan tracking built for India. 🇮🇳