レイクアプリ

This is the official Lake app provided by Shinsei Financial.

[Introduction to the main app features]

■Quick information check

The app's top screen shows all the information you need to check during a transaction, such as your next repayment date and the amount you can borrow.

■Customizable app icon

You can change the icon to your liking, so you can use the app without worrying about being seen.

■Borrow and repay all in the app

You can borrow and repay by bank account transfer, and make cardless deposits and withdrawals at Seven Bank ATMs.

■Log in immediately with biometric authentication

Log in immediately with biometric authentication, and use the functions you need right away.

■Support functions for peace of mind

When you log in to the app, you will be notified of useful information such as repayment dates in advance, preventing you from forgetting your repayment date.

■Submit documents and check your screening status in the app

You can submit documents required for your application using your smartphone's camera function.

You can also easily check the screening results.

[Recommended devices]

- Android 13 or higher

*Depending on the combination of device and OS, connection may not be possible.

*We do not recommend using it on a tablet.

[Product overview]

- Interest rate (effective annual rate) 4.5% to 18.0%

- Repayment period and number of repayments "Card loan"

Shortest on the same day, maximum of 5 years from the last borrowing date 1 to 60 times

*Repayment period and number of repayments may vary depending on additional borrowing and early repayment within the loan limit.

"Lake de Consolidation"

Shortest on the same day, maximum of 10 years from the last borrowing date 1 to 120 times

"Lake de Business"

Shortest on the same day, maximum of 10 years from the last borrowing date 1 to 120 times

*Repayment period and number of repayments may vary depending on additional borrowing and early repayment within the loan limit.

*This is not a financial product that requires full repayment within 60 days.

・Example of total card loan costs

Assumptions

Lending interest rate: 18.0%

Lending amount: 500,000 yen

Repayment method: Balance sliding revolving method

Repayment example

Each repayment amount: 14,000 yen

Number of repayments: 52

Total repayment amount: 716,429 yen

*When repaying each repayment amount every 30 days

*The repayment period and total repayment amount may differ from the above due to additional borrowing or repayment above the minimum repayment amount.

*Interest-free periods are not taken into account.

・Privacy statement

https://lakealsa.com/privacy/statement/

Check the lending conditions and be careful not to borrow too much.

There is a prescribed screening process for contracts.