VBSP SmartBanking

Deploying a mobile banking platform is a necessary requirement to provide services to customers such as money transfer, savings, payment..., enhancing transaction efficiency, and transparency of information between customers. VBSP and customers, reducing time, geographical distance and transaction costs; strengthen the reconciliation of outstanding loans and deposit balances, reduce the risk of fraud in credit activities

VBSP SmartBanking is a banking service on smart mobile phones that helps customers transact with banks anytime, anywhere. The application is suitable for all iOS, Android operating systems, running on all electronic devices smartphones, tablets... with 3G/Wifi/GPRS connection.

The app includes service features:

1. Financial services group

- Money transfer: VBSP internal money transfer, 24/7 fast money transfer to account number or card number at other banks, domestic money transfer.

- Pay bills: electricity, telecommunications, train tickets, air tickets, tuition fees, insurance fees, tuition fees, financial loans...

- Pay bills, e-wallets, pay taxes, stock money...

- Pay with QRPay code

2. Non-financial service group

- Check payment account information, deposit account, loan amount; Look up transaction history

- Complaint tracing utility

- Settings: login/authentication by fingerprint/FaceID, change password, set up beneficiary contacts/invoice template, install Smart OTP authentication method.

The implementation of the mobile banking platform at VBSP will help the bank provide flexible, convenient and secure financial services to nearly 6.4 million customers, most of whom live in rural areas and have high income. low income, while creating conditions for millions of other people working in urban areas or working abroad to easily transfer money to family members in rural, remote and isolated areas.