Sosyal Konut Ödeme Rehberi

Plan your homeownership and moving/marriage processes with the right financial steps!

The Social Housing Payment Guide is an independent financial simulation application developed for TOKİ payment plans, income-installment balance, financial sustainability, and long-term payment projections. With the newly added moving and wedding cost tools, you can now plan not only your home but also all your major expenses in the transition to a new life in seconds.

Compare different scenarios, analyze your future payment burden, and manage your budget much more consciously.

What's Inside? Our Financial Calculation Tools:

• TOKİ 2026 Open Sale Payment Calculator: Quickly create a payment plan for current projects and open sales.

• Standard Calculation: Test alternative scenarios for different TOKİ social housing projects such as 250,000 and 500,000 housing units. • Income-Installment Comparison: Find the plan that best suits your budget by comparing your current or future income with your monthly installments.

• Rent or Buy a Home?: Compare the long-term financial advantages of continuing to pay rent versus owning a home. • Bank Loan or Home Savings System?: Compare the differences between a housing loan and interest-free home savings systems. • Bank Loan or TOKİ Social Housing?: Analyze total cost, monthly payment convenience, and maturity differences separately with the updated comparison tool. • Moving Cost Calculator: Calculate all expenses in the moving process in detail, such as transportation, storage, and new home expenses. • Wedding/Marriage Cost Calculator: Budget for furniture, appliances, hall, and all organizational expenses in the wedding process.

Key Features

• Advanced Results Screens: See total cost and monthly payment convenience scores with clearer, more understandable graphs. • Risk and Financial Pressure Analysis: Predict in advance the potential pressures your payment plan may create on your budget in the coming years (including civil servant salary increase indices). • PDF Reporting: Save or share your payment plans as a report with a single click thanks to the developed PDF engine.

• Long-Term Simulations: Examine 1, 5, 10, and 20-year payment projections in detail.

• Flexible Currency Support: Perform your calculations and scenarios in different currencies.

Why Social Housing Payment Guide?

• You can perform quick analysis in seconds without dealing with complex financial statements and Excel files.

• You can easily understand even the most complex calculations with the renewed scenario experience and text layout.

• You can secure your long-term plans by managing your income and payment balance much more consciously.

100% Data Security

• Our application never asks you for your Turkish Republic Identity Number, e-Government password, account number, or bank information.

• All calculations and data are processed only on your device; they are presented purely for simulation and guidance purposes.

Official Information Sources

The simulations within the application are modeled based on publicly available information from the following official institutions:

• TOKİ Official Website: www.toki.gov.tr

• Republic of Turkey Ministry of Environment, Urbanization and Climate Change: www.csb.gov.tr

• e-Government Portal: www.turkiye.gov.tr

• Official Gazette: www.resmigazete.gov.tr

Important Legal Notice

This application is a completely independent financial tool and software; it has no direct or indirect connection with TOKİ, e-Government, or any official state institution/ministry. All content, estimates, and calculations presented are for informational and simulation purposes only. Final payment plans, contract terms, and official rules are subject only to the relevant official institution statements and the official contracts you will sign.