Kotak Bank

Elevated banking experience awaits!

Welcome to the new Kotak Bank App—designed for simplicity, speed, and smarter finance management. Enjoy a cleaner, sleeker design with instant access to all your essential features.

Everything, Right Where You Need It:

✓ Your mobile banking, now intuitive and effortless

Manage accounts, deposits, loans, credit cards, and investments—all in one place with in-built navigation and quick actions for transfers, bill payments, and UPI.

✓ Smarter Investments

Explore top-performing Mutual Funds, Stocks, IPOs, NPS, APY, and switch on ActivMoney for better returns. Track your portfolio health insights instantly.

✓ Advanced Card Controls

Manage Kotak credit cards, debit cards effortlessly: set limits, generate PINs, lock/unlock, track rewards, and get in-app reminders for timely bill payments.

✓ Fast Fund Transfers

Pay your way—via UPI, QR, or mobile number. Need it done fast? Use Fast Mode for instant money transfers. For larger amounts, transfer safely via NEFT, IMPS, RTGS, or UPI.

✓ Loan flexibility

Enjoy complete loan control. Discover personalised pre-approved loans tailored for you, track every detail—check balance, amount, interest, prepay or pause EMIs in just a few taps.

✓ Unlock Personalised Offers

Avail exclusive offers on credit cards, loans, and investments—designed for you and woven seamlessly into your online banking experience.

✓ Enhanced Security

Stay protected with multi-layer encryption, biometric login, and in-app OTPs for secure access to Kotak Net Banking and transactions.

✓ 24x7 Support

Need assistance? Raise disputes and get help instantly—right from the app.

Who Can Use This App?

Kotak Mahindra Bank customers with Savings, Current, NRE/NRO accounts, credit cards, loans, or investments. Not a Kotak customer yet? Open a bank account in minutes with video KYC.

Getting Started

Download the Kotak Bank App, sign up securely with your registered mobile number, and unlock smarter digital banking.

Join 8M+ users who trust Kotak Mahindra Bank for secure, seamless, and personalised banking.

Experience the future of finance—bank, invest, and pay securely with Kotak mobile banking app.

For support, call: 1800 4100

Disclosure: By downloading the Kotak Bank App, you consent to the Terms & Conditions and Privacy Policy of Kotak Mahindra Bank. For details, visit: https://www.kotak.com/en/terms-conditions.html