ZapCash - Quick Loans

💰 ZapCash – Instant Personal Loan up to ₹1,00,000

Enjoy quick personal loans at Low interest rates with a hassle-free 100% digital process.

Get the approved loan amount directly in your bank account — fast, secure, and completely online.

Whether you need funds for medical emergencies, travel, education, or personal expenses, ZapCash makes borrowing simple and transparent.

🏛️ Regulatory & Lending Information

ZapCash is a digital loan facilitation platform that partners with RBI-registered Non-Banking Financial Companies (NBFCs), is Weekline Investment and Trading Company Ltd [RBI Registration No. : 14.01001]

, to provide personal loans to eligible customers.

Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines.

🔐 Safe & Responsible Lending

🚀 Why Choose ZapCash?

✔️ Instant personal loan up to ₹1,00,000

🏦 Direct bank account disbursal

📄 100% paperless & digital process

🔎 Transparent charges – No hidden fees

👉 Apply instantly with a few simple steps

🔐 Secure & encrypted platform

✅ Instant decision with minimal documentation

Eligibility:

👤 Age: Minimum 18 years

💼 Employment Type: Salaried or Self-Employed

💰 Minimum Monthly Income: ₹18,000 or above

📱 Mobile Number: Aadhaar-linked mobile number for verification

🇮🇳 Citizenship: Indian resident with valid KYC documents

📊 Loan Details

✅ Loan Amount: ₹5,000 – ₹1,00,000 (sanctioned by

Weekline Investment and Trading Company Ltd RBI Registered NBFC)

✅ Interest Rates: 12% – 30% per annum

✅ Loan Tenure: 6– 60 months

✅ Processing Fee: Up to 5.1% of the principal amount + GST

✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account

✅ No Collateral Required: Get a loan without pledging any security

✅ Foreclosure & Part-Prepayment Available

✅ Maximum APR – 32.15%

⏰ Late Payment Charges: As per loan agreement

Interest rates and loan terms may vary based on credit profile, eligibility, and risk assessment.

💡 Loan sanctioned by Weekline Investment and Trading Company Ltd : ₹1,50,000 for 3 years

💰 Processing Fee: ₹6,195 (3.5% + GST + ₹500 Stamp Duty)

📉 Interest Rate: 22% p.a. (on reducing principal balance)

💳 EMI: ₹5,730 per month

📊 Total Payable: ₹2,06,280

📌 Total Interest Paid: ₹56,280

📈 Annual Percentage Rate (APR): 25.14%

Fees & Charges (as applied by NBFC partner)

⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower)

📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable)

🔹 *Rounded to the nearest rupee

📲 How to Apply on ZapCash App?

1️⃣ Download the ZapCash App

2️⃣ Sign up with your mobile number

3️⃣ Verify PAN & basic details

4️⃣ Complete 100% digital KYC

5️⃣ Select loan amount & tenure

6️⃣ Review & accept loan agreement

7️⃣ Receive funds directly in your bank account

📞 Customer Support

📧 Email: care@zapcash.in

📱 Phone: 8503090309

👤 Grievance Contact

Email ID : grievance@zapcash.in

📱 Phone: 7665466546

Privacy Policy: https://www.zapcash.in/privacy-policy