PocketLend-Safe and convenient

PocketLend is a digital lending platform that provides systematic, transparent, and verifiable financial support to meet the financial needs of all users.

Users only need a mobile phone to register, apply for a loan, wait for approval, and receive money into their account, without the hassle of paper documents. The approval process is clear, and all information and status can be checked in real-time. PocketLend holds a legally valid provincial-level microfinance license (Pico Finance) in accordance with all relevant laws and regulations.

Note: PocketLend is developed and operated by Thai Aspiration Co., Ltd., which provides funding for loans on this platform.

5 Reasons to Choose PocketLend

⚡ Easy Application: Only your national ID card is required; the system will automatically process the application with clear steps.

💳 Fast Fund Transfer: Once approved, the system will immediately transfer the money to the bank account specified by the user.

📊 Transparent Fees: Interest rates and repayment amounts are clearly displayed, with no hidden fees.

📱 Convenient to Use: All steps are done via mobile phone; no paper documents are required.

📈 Build a Credit History: Timely repayments will increase your chances of obtaining higher loan amounts in the future.

Loan Details

💰 Loan Amount: 3,000 – 50,000 THB

⏳ Loan Term: 91 – 360 days

📉 Annual Rate of Return (APR): Not exceeding 13.5%

🧮 Interest Calculation Method: Interest is calculated daily. The exact interest amount is as stated in the loan agreement.

🚫 Other Fees: No hidden fees. All fees are clearly displayed on the loan application page.

Example of Loan Fee Calculation (For reference only)

• Loan amount: 10,000 THB

• Loan term: 120 days

• Annual Percentage Rate (APR): 13.5%~28.5%

• Daily Interest Rate: 0.037%

Interest calculation:

10,000 × 0.037% × 120 = 444 THB

• Actual amount received: 10,000 THB

• Total repayment: 10,000 + 444 = 10,444 THB

Note: This example is for reference only. Actual interest rates and repayment plans will depend on the applicant's eligibility assessment and are primarily based on the details specified in the loan agreement.

Applicant Eligibility

👤 Must be a Thai citizen and at least 20 years old.

🪪 Must have a valid Thai national identification card.

🏦 Must have a bank account in their own name and be able to receive transfers regularly.

💼 Must have a stable occupation or source of income and the ability to repay the loan on time.

Loan Application Process

① Download the Application

Search for PocketLend in the Google Play Store and install the app.

② Register and Verify Your Identity

Register with your mobile phone number in the app and complete the identity verification process.

③ Submit a Loan Application

Select the loan amount and loan term, then fill in the required information as specified by the system.

④ Loan Approval and Disbursement

The loan approval process is automated. Once approved, the loan amount will be immediately transferred to the specified account.

Data Privacy and Security

The platform places the highest priority on protecting user data, using standard encryption technology to properly safeguard personal data.

All data is used only for loan approval and risk assessment. Your data will not be disclosed, sold, or transferred to any third party without your consent. We strictly comply with all applicable data protection laws.

⚠️ Important Notes

① Loans are for legitimate purposes only.

② Please consider the loan amount based on your ability to repay to avoid default.

③ Late repayments may affect your credit history and future loan eligibility.

④ The disbursement time may vary. Depending on the process.

Contact Us

• Authorized Service Provider: LIM STABLE COMPANY LIMITED

• Pico Finance License No.: 195/2560

• Company Name: THAI ASPIRATION COMPANY LIMITED

• Email: aspirationco.th@gmail.com

• Company Address: 221/6 Talat Phlu Road, Thonburi 10600

• Business Hours: Monday to Friday, 9:00 AM – 5:00 PM

Download PocketLend today and experience efficient, transparent, and systematic digital lending.