애큐온저축은행

Digital Finance Accompanying Customers' Daily Lives

■ Check Upcoming Financial Schedules and Planned Financial Life - Promote a planned financial life by providing financial alerts via personalized messages and daily schedules.

■ My Financial Home: Gather Your Scattered Assets

- A UI that allows you to quickly check your asset and account information.

■ Personalized Interest/Recommended Products: Provides products tailored to your interests and recommendations, allowing you to quickly grasp your financial status and minimize the burden of product selection.

■ Lifestyle Benefit Collection for Acuon Membership Plus Customers

- Personality Type Test (MATI) and Personality Test (PATI) services, events and games with generous prizes, and horoscopes are all free.

- Provides various partnership discount coupons focused on convenience services for daily life.

■ Banking Services Easy and Fast for Everyone

- Provides a transfer service with short input and easier transfers.

- Font sizes optimized for all age groups for sign-ups, product information, deposit/savings subscriptions, and transaction history inquiries.

■ Credit Loan Application: Less Complexity, More Comfort, and a Friendly Approach - Providing a more friendly and comfortable loan application service through an interactive application process

- ONE STOP from application to transfer! Loan processing available 365 days a year without visits, documents, or phone calls

■ Application of various scraping authentication methods including Joint Certificates, Financial Certificates, and Simplified Certificates

- Improved processing speed by allowing customers to select the method that best suits their convenience

- From transfers to product subscriptions, everything is possible using only a 6-digit mobile authentication password

■ Customer Center Operation Guide

- Main Number: 1588-6161 (Weekdays 09:00 ~ 17:30)

- 24/365 Visual ARS operation to provide more convenient services

[Daily Installment Savings (100 Days)]

- Eligibility: Individuals (1 account per person)

- Daily Deposit Amount: 1,000 KRW ~ 30,000 KRW (Fixed amount)

* Direct deposits are only possible via the deposit button for this product through the Bank's mobile app

- Subscription Period: 100 days (Daily Installment Savings / 100 deposits)

- Interest Payment Method: Lump sum payment at maturity

- Interest Rate Information

· Base Rate: 2.0% (100 days)

· Preferential Interest Rate: Daily deposit bonus of 0.1%p per annum (Max: 10.0%p per annum)

: Deposits can only be made via the deposit button on the Nanari Savings (100 days) account. A cumulative bonus of 0.1%p per annum is applied once a day (maximum bonus of 10%p per annum provided when depositing once a day for 100 days).

* Deposits via direct deposit, interbank transfer, or automatic transfer are not permitted.

: The preferential interest rate applies only to accounts that have completed 100 installments upon maturity.

(The preferential interest rate is not applied if the account is terminated prematurely before the maturity date or terminated after the maturity date without completing 100 installments.)

[Interest Calculation Example]

Pre-tax interest of 49,808 KRW when depositing 30,000 KRW daily for 100 days (when the highest interest rate is applied; details subject to change)

* Maturity Early Advance Interest Rate: Contract Rate (including preferential rates) + 2.0% per annum

* Deposit Deposit Interest Rate: Contract Rate (including preferential rates) + 2.0% per annum

* If the deposit amount is deposited later than the contract date each day, ① the deposit delay interest may be deducted from the maturity payment, or ② the maturity date may be postponed by the average number of days of delay. ① Deposit Delay Interest = Daily Deposit Amount X (Total Delay Days - Total Prepayment Days) / 365 X Deposit Delay Interest Rate [= Contract Interest Rate (including preferential interest) + 2% per annum]

② Average Daily Delay Days = (Total Delay Days - Total Prepayment Days) / Contract Days (However, amounts less than 1 day are rounded up to 1 day)

Disadvantages of Deposit Termination

· Early Termination Interest Rate applies if installment savings are terminated before the maturity date (preferential interest rates do not apply)

· Early Termination Interest Rate applies if terminated after the maturity date without depositing the agreed 100 installments (preferential interest rates do not apply)

· Early Termination Interest Rate: Less than 1 month (0.1%), 1 month or more (Basic interest rate at the time of subscription (2.0%))

- Differential interest rates based on the deposit period are applied for the period from the deposit date to the day before the early termination date for each deposit amount.

- Upon early termination, all preferential interest rates granted are Excluded from interest rate calculation

- Calculation method: Deposit amount per transaction X Early withdrawal interest rate per deposit period X Number of days elapsed until early withdrawal / 365

· Interest rate after maturity:

- Within 1 month after maturity: Base interest rate (2.0% per annum) + Achievement preferential interest rate at maturity (0.1%p ~ Max. 10.0%p per annum)

- More than 1 month after maturity: Ordinary deposit interest rate (0.1% per annum)

Please Note

· This installment savings account can only be deposited via the deposit button on the Nanari Installment Savings (100-day) account; all other deposits are restricted.

(Deposits via direct deposit / interbank/intrabank transfers / automatic transfers are not permitted)

· If you terminate before the maturity date or terminate after the maturity date without paying all agreed-upon installments until maturity, an early withdrawal interest rate lower than the agreed-upon interest rate will be applied. · Only accounts that have deposited at least 1/2 of the total contract installments by the maturity date may make deposits for the remaining installments within a period of 1.5 times the contract period from the contract date.

You must terminate the account on the maturity extension date calculated based on the deposit delay date to receive the agreed interest.

(*Preferential interest rates do not apply to installment deposits that are overdue after the maturity date.)

· Name changes due to transfer are not permitted for this installment savings account.

· This installment savings account is a mobile-only account; passbooks are not issued.

· Loans secured by this installment savings account are not available.

[General Notice]

- In accordance with the Depositor Protection Act, this deposit is protected up to 100 million KRW per person (combined with other protected products of this mutual savings bank), including the principal and accrued interest.

- Please review the product description and terms and conditions before signing the contract.

- You have the right to receive sufficient prior explanation regarding the product before signing the contract; please proceed with the transaction after understanding the explanation. ※ To use Acuon Savings Bank Mobile Banking, you must allow the following access permissions. (*Article 22-2 of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc., newly established and its Enforcement Decree)

1. Phone (Optional)_Calling the Customer Service Center

2. Location (Optional)_Finding nearby branches

3. Camera (Optional)_Taking photos of ID cards, recognizing QR codes for copying joint certificates

4. Address Book (Optional)_Simple transfers and sending SMS messages after transfers, etc.

5. Storage (Optional)_Saving images of transfer confirmations and passbook copies

You may still use Acuon Savings Bank Mobile Banking services even if you do not agree to the access permissions for the above items, but there may be restrictions on the use of the corresponding functions. Compliance Officer Review No. 2026-0449-01 (Review Validity Period: 2026.04.09 ~ 2027.04.08)

- The content of this advertisement is valid only within the validity period of the Compliance Officer review.

Korea Federation of Savings Banks Review No. 2025-01470 (Review Validity Period: 2025.12.15 ~ 2026.12.14)