Cheddar

GET PAID BEFORE YOU SPEND

Earn up to 10% instant cashback at Tesco, Sainsbury’s, ASDA, M&S, Nike, Deliveroo and 200+ UK brands.

Unlike traditional cashback sites that make you wait 30–90 days, Cheddar pays you before you shop.

• Buy a gift card in seconds.

• Get cashback instantly.

• Pay with the gift card in-store or online

• Redeem anytime. No fees. No minimum.

Rated 4.8 from 3,000+ reviews

Winner: Best App – Open Banking Expo Awards 2025

Winner: Best Newcomer – British Bank Awards 2024

HOW IT WORKS

1. Download free - no ID required

2. Choose a brand you already shop at

3. Buy a digital gift card in seconds

4. Cashback is added instantly

5. Use the gift card like your debit card

6. Redeem cashback to your bank anytime

That’s it. No waiting. No tracking. No rejected claims.

WHERE YOU CAN EARN

GROCERIES

Tesco (up to 5%)

Sainsbury’s (up to 4.25%)

ASDA (up to 3%)

Morrisons, M&S, Iceland, Farmfoods

COFFEE & DINING

Costa (up to 10%)

Starbucks

Caffe Nero

Pizza Express

TAKEAWAY

Deliveroo

Just Eat

Uber Eats

FASHION & RETAIL

Nike

Adidas

JD Sports

Footlocker

Boots

Argos

Currys

Boohoo

HOME

Ikea

B&Q

Dunelm

The Range

TRAVEL

Airbnb

Uber

Trainline

Eurostar

Plus 200+ more UK retailers. Rates vary by brand.

WHY CHEDDAR?

• Instant cashback - paid before you shop

• No waiting 30–90 days

• No tracking issues

• No fees ever

• Works in-store and online

• Cash earnings - not points

• Only £5 minimum redemption

SMART FEATURES

PERSONALISED SAVINGS

Securely link a bank account (optional) for insights on where you could earn based on your real spending.

RELOADABLE GIFT CARDS

Top-up the same card multiple times for weekly shops.

SPENDING INSIGHTS

Track spending categories and see your maximum saving potential.

CASHBACK BOOSTS

Unlock higher rates when you use Cheddar regularly.

SAFE & SECURE

• FCA authorised and regulated

• Bank-level encryption

• Secure open banking connections

• No credit checks

• GDPR compliant

PERFECT FOR

- Weekly groceries

- Regular takeaways

- Coffee runs

- Fashion purchases

- Family budgets

- Everyday spending

Stop paying full price.

Start getting paid before you spend.

Download Cheddar today.