lendingplate-Personal Loan App

lendingplate is a personal loan mobile application that offers loans from ₹5,000 to ₹2,50,000 at attractive interest rates, zero collateral and almost instantly at your convenience. You can apply online from any of our approved locations and on approval, you get direct transfer of your loan money within minutes to your bank account. lendingplate is the brand-name of Unifinz Capital India Limited which is Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). The company conducts lending operations in a transparent manner under the extant guidelines of the RBI.

Features

⁍ Personal loans ranging from ₹5,000 to ₹2,50,000

⁍ Repayment tenure ranging from 3 months to 15 months

⁍ Processing Fees ranging from 1% to 5% of loan amount

⁍ Conversion Fees ranging from 1% to 5% of loan amount

⁍ Rate of Interest (ROI) ranging from 12% onwards depending on your risk profile

⁍ APR ranging from 12% to 36%; rates vary from customer to customer

⁍ Completely online paperless documentation

⁍ Loans available to improve your Credit Score

⁍ Apply Loan from anywhere, anytime on our 24x7 online platform

⁍ Repay Loan from anywhere, anytime as you like, no early repay charges

⁍ Verify your Income via Account Aggregator (AA) or Bank Statement

⁍ Avail Freelook Offer of 3 days and exit the loan by paying the principal and proportionate APR

Eligibility

⁍ You must be an Indian national

⁍ You must be over the age of 21 years

⁍ Your monthly income must be atleast ₹20,000

Steps to avail loan

⁍ Install lendingplate app in your mobile phone

⁍ Sign up with your mobile number and OTP

⁍ Verify your PAN to check for pre-approved offers

⁍ Register yourself by filling up your basic information and your selfie

⁍ Verify your Income via Account Aggregator (AA) or Bank Statement

⁍ E-sign your loan agreement and NACH repayment

⁍ Direct your loan money to your bank account

Representative Example

⁍ Loan Amount : ₹25,000

⁍ Annual Rate of Interest (ROI) : 24%

⁍ Tenure : 12 months

⁍ Processing Fee {excl. GST} : ₹500

⁍ Conversion Fee {excl. GST} : ₹500

⁍ Total Fees : ₹1,000 (A)

⁍ Equated Monthly Instalment (EMI) : ₹2,364

⁍ Total Repayment Amount : ₹28,368

⁍ Total Interest : ₹3,368 (B)

⁍ Total Cost of Loan (A+B) : ₹4,368

⁍ Annual Percentage Rate (APR) : 32.05%

Security & Privacy Policy

lendingplate personal loan app ensures safety via standard security and privacy protocols to protect its database. Our app is safe and secure and we do not share customer information with third parties without consent.

Queries?

⁍ care@lendingplate.com

⁍ +91-7373737316

Let’s Connect!

⁍ https://www.facebook.com/lendingplate

⁍ https://twitter.com/lendingplate

⁍ https://www.instagram.com/lendingplate

⁍ https://www.youtube.com/@lendingplate

⁍ https://www.linkedin.com/company/lendingplate/

Download lendingplate instant personal loan app now !