Morse

Morse is the global account for freelancers, remote workers, expats, and nomads. If your life crosses borders, your bank probably wasn't built for it. Morse was. Get paid from Deel, Upwork, and companies worldwide in USD, and get your own US account details so anyone in the US can send you money like a local. Spend anywhere with a Visa card, send money to 150+ countries, move money between your accounts, and buy and hold digital dollars. Sign up in minutes and add money via CLABE. Best exchange rates, low fees, no surprises.

SPEND ANYWHERE WITH YOUR MORSE CARD.

Get a virtual debit card linked to your Morse balance and spend anywhere Visa is accepted. Pay in dollars, euros, or local currency. No markups, no conversion surprises. Pay for subscriptions, add to Apple Pay and Google Pay, and earn cashback on your spending.

GET PAID FROM DEEL, UPWORK OR COMPANIES ABROAD.

Working for companies abroad? Get local USD, EUR, MXN, and BRL account details so clients and employers can pay you like a local. Get paid from Deel, Upwork, and more directly into your Morse account. They send a normal bank transfer, you receive international payments in Morse and use it however you want in a few taps.

RECEIVE MONEY FROM PEOPLE IN THE US.

Get your own US account details in your name. Anyone in the US can send you money with a normal bank transfer, the same way they'd pay any US account. No wires, no intermediaries. Your family, partner, or friends send dollars, you receive them in Morse in seconds and use them however you want.

THE REAL EXCHANGE RATE. ALWAYS.

Morse uses the mid-market exchange rate. The same one banks use with each other. No markups. No hidden fees. What you see is exactly what gets sent. Convert USD to MXN, EUR to MXN, and more. Compare that to what your bank charges.

MOVE MONEY BETWEEN YOUR OWN ACCOUNTS.

Got accounts and wallets spread across the world? Morse connects them all. Move money between your own accounts without the usual cross-border transfer costs. Whether you get paid abroad, just landed somewhere new, or split life across countries. International transfers in seconds, not days.

SEND MONEY TO FAMILY AND FRIENDS IN 150+ COUNTRIES.

Send for free, in seconds, to anyone on Morse. Send to the US, Spain, Colombia, and 150+ countries. Support your loved ones from wherever you are.

BUY DOLLARS VIA CLABE AND HOLD THEM INSTANTLY.

When the peso dips, protect your savings. Open a USD account and buy dollars in Morse using your card or bank transfer. No paperwork, no bank visit, no queue. Your balance is backed by real USD in reserve. Store value in dollars and convert back to MXN whenever the rate suits you.

TRUSTED, FULLY REGULATED SECURITY.

Morse is a regulated, secure money app trusted by hundreds of thousands of people and built with bank-grade security from day one. Morse is self-custodial, which means only you can access your wallet. ISO 27001 certified, and protected with strong customer authentication, 24/7 fraud monitoring, Verified by Visa and Mastercard SecureCode. Need help? A real person is always available.