肥後銀行アプリ

This is the official app provided by Higo Bank.

〈Features of the Higo Bank App〉

1. Check your balance and transaction details in real time.

For regular savings accounts, you can view up to 10 years of details!

By using the memo function, you can track your money movements even later.

2. Smooth transfers

Make smooth transfers from your registered account, even without an internet banking contract.

With Kotora Transfer, person-to-person transfers of up to 100,000 yen are free of charge! (※1)

Furthermore, you can set up "automatic transfers" for regular transfers, so you don't have to worry about forgetting. (※2)

(※1) Recipient settings are required. (※2) Transfer fees apply.

3. Automatically enroll in the "Higin Point Service" by setting a one-time password.

Earn "Step Rewards" based on your transactions and "Coin Rewards" by using various services!

Easily check and use your points with the app.

4. Secure transactions with complete security

One-time passwords and biometric authentication ensure safety!

You can also suspend and resume your cash card on the app.

■ Main Features

・Real-time account balance checks

・View transaction details for up to 10 years (※1※2)

・View personal loan balances and repayment schedules (※3)

・Transfers/fund transfers

・Notes on transaction details

・PDF output of passbook covers and transaction details (※4)

・Setting registered account titles

・Applying for passbook-less banking (※5)

・Easy log-in to internet banking

・Displaying one-time passwords

・"Kotora" transfers for accounts registered on the app (※6)

・Suspending and resuming your cash card

・Applying for a personal loan

・Changing your mobile phone number or address on your bank registration (※7)

・Setting up and canceling automatic transfers

・Applying for a combined credit or debit card

・Registering fixed-term and savings deposits

※1...You can store and view statements from the 1st of the month three months prior to the month of account registration.

(Example: If you register on March 20, 2024, you can view statements from December 1, 2023 onward.)

*2... Accumulation of deposit and withdrawal statements for up to 10 years applies to regular savings accounts.

*3... Applies to personal loans where the registered account is used for repayment.

*4... Applies to deposit and withdrawal statements viewable via the app.

*5... You can apply to switch from a paper passbook to a paperless web account.

After application, the switch will be completed in as little as two business days.

*6... Available for regular savings accounts registered with the app.

*7... Depending on the transaction, you may be required to complete the process in person.

For more details about this service, please visit the Higo Bank website.

https://www.higobank.co.jp/individual/service/higobank_app/

■Eligible Customers

Individual customers with an account and a cash card issued.

*Identity verification as specified by the bank is required.

*Surrogate cards are not eligible.

■How to Use

After downloading the app, follow the on-screen instructions to register your account and register your bank account.

1. A valid email address (required to create an app account)

2. An account with a cash card (savings or regular savings account)

*You will need to enter and authenticate your registered bank phone number for identity verification.

*If you use internet banking, you can also authenticate with your subscriber card information instead of step 2.

■Supported OS

Android 9.0 or higher

*The app may not function properly depending on your device model and settings.