Aasa24

With the Aasa24 app, you can:

- Apply for a loan or a payment card with a credit limit,

- Sign the agreement,

- Check the status of your application,

- Apply for a loan holiday, check your loan balance, the next installment date, posted payments, etc.,

- Pay the next installment,

- Easily contact Customer Service via chat or the hotline.

Download the Aasa24 app and gain access to information about your loan or card.

Pożyczka Plus - A loan is granted subject to a positive creditworthiness assessment. The actual annual percentage rate for a representative loan of PLN 6,300 (total loan amount) over a 36-month period is 40.69%. Monthly installments start at PLN 293.41. The annual percentage rate is 14.50% (variable rate). Total loan cost: PLN 4,049.44 (including: interest on the loan amount – PLN 1,543.46, commission PLN 2,505.98). The total amount payable by the consumer is PLN 10,349.44. As of May 7, 2026. Loan with a voluntary Additional Services Package. Fee for the voluntary Additional Services Package: PLN 1,800.

Business Loan - The loan is granted subject to a positive creditworthiness assessment. The actual annual percentage rate for a representative loan of PLN 12,000 (total loan amount) for a 36-month period is 47.21%. Monthly installments from PLN 593.92. Annual percentage rate 14.50% (variable rate). Total loan cost: PLN 8,943.28 (including interest on the loan amount – PLN 2,943.28, commission PLN 6,000). The total amount payable by the consumer is PLN 20,943.28. As of May 19, 2026, this is a loan with a voluntary Medical Package. The fee for the voluntary Medical Package is PLN 3,600.

Tax Shield - Pursuant to the applicable provisions of the Personal Income Tax Act, interest paid on loans used for ongoing business operations may generally constitute tax-deductible costs at the time they are incurred (paid).

Standard Loan - The loan is granted subject to a positive creditworthiness assessment. The actual annual percentage rate for a representative loan of PLN 1,700 (total loan amount) over a 4-month period is 88.86%. Monthly installments start from PLN 636.30. Annual interest rate 14.50% (variable rate). Total loan cost: PLN 286.05 (including: interest on the loan amount – PLN 62.55, commission PLN 223.50). Total amount to be paid by the consumer is PLN 1,986.05. As of June 3, 2026. The minimum loan repayment period is 4 months. - The maximum loan repayment period is 36 months. - Maximum Annual Percentage Rate (APR) is 88.86%

Annual Percentage Rate (APR) is 49.94%, total loan amount PLN 5,500, total amount payable PLN 7,089.61, variable interest rate 14.50%, total cost of loan PLN 1,589.61 (including: commission PLN 1,084.56, interest PLN 505.05), 11 equal monthly installments of PLN 583.73, and the final 12th monthly installment of PLN 583.37. The calculation was made as of June 3, 2026, using a representative example of an Aasa Card. To calculate the above parameters, it was assumed that the Aasa Card credit limit of PLN 5,500 was used in full at one time by making a card transaction.

Repayment within 40 days means the maximum repayment period for the loan (limit) depends on the date the limit is used, as repayment is due by the 10th day of the following month. Representative example: Annual Percentage Rate (APR): 15.90%, total loan amount (excluding credited costs): PLN 5,500, total amount payable: PLN 5,587.40, nominal variable interest rate 14.50%, total cost of the loan: PLN 87.40 (including: commission: PLN 0, interest: PLN 87.40), loan term: 40 days. Calculation as of June 3, 2026.