Paycheck Calculator US - Pay44

💰 How much will my paycheck be after taxes? Find out in seconds with Pay44. No ads, no account needed.

💼 Enter your hourly pay or salary, set your W-4 filing status, and see your take-home pay instantly. Add overtime, tips, commissions, bonuses, and deductions for an accurate gross-to-net breakdown. Built with 2025 IRS federal tax brackets, all 50 state taxes plus DC, Social Security, and Medicare rules. Then plan a budget from your real numbers.

💡 Answers to your pay questions

• How much is my paycheck after taxes?

• What is my take-home pay hourly or salary?

• How much federal and state tax do I owe?

• What will my net pay be biweekly or monthly?

• How do 401(k) and other deductions affect my check?

• Which job offer actually pays more?

⚙️ Paycheck calculator

• Hourly and salary income modes

• Every pay period: daily, weekly, biweekly, semimonthly, monthly, quarterly, semiannually, yearly

• W-4 inputs: filing status, dependents, additional withholding

• Federal and state income tax for all 50 states + DC

• Social Security tax, Medicare tax, and additional Medicare tax

• Overtime with custom multipliers, tips, commissions, and bonuses

• Pre-tax deductions: 401(k), HSA, FSA, health insurance, commuter benefits

• Post-tax deductions: Roth 401(k), union dues, garnishments

📊 Budget planner

• Combine multiple paychecks with custom income and expense items

• See where every dollar goes with a visual waterfall chart

• Donut chart and top-expense breakdowns

• Track your total: income minus expenses at a glance

💾 Save, compare & simulate

• Save multiple calculations for different jobs, offers, or scenarios

• Compare side by side to see which pays more after taxes

• Simulate raises, new hours, or job changes and preview the impact on net pay

• Export as PDF, image, CSV, or text

📈 Insights & projections

• See your effective tax rates at a glance

• Break down taxes by type: federal, state, FICA, Medicare

• Project your yearly income, taxes, and take-home pay

• Visual grid showing how much of every dollar you keep

🎁 More to explore

• Paydle: Daily tax-guessing game. Guess the annual federal tax from a salary

• Payday reminders so you never miss a check

• Dark mode and theme customization

🔒 Ad-free & private

• No ads

• All calculations stay on your device

• No account required. Works completely offline

• Available in 10 languages: English, Spanish, French, Portuguese, Russian, Chinese (Simplified & Traditional), Arabic, Korean, and Vietnamese

✨ See your real paycheck. Accurate, private, and free.

Disclaimer

This app is not affiliated with, endorsed by, or sponsored by the IRS, the Social Security Administration, or any state or local government. It provides estimates for educational and informational purposes only and is not financial or tax advice. Actual withholding and take-home pay can vary by employer, benefits, and state rules. Always verify results against official IRS/state guidance and your pay stub.

Sources

• IRS — https://www.irs.gov/

• SSA — https://www.ssa.gov/