Consumidor Positivo

It's about time someone was more positive, right?

It's a fairer score, new credit, paid debt, and more benefits.

Discover Consumidor Positivo: your financial life with new possibilities.

Score 2.0:

Consumidor Positivo's Score 2.0 is the most current version of our credit score, which ranges from 0 to 1,000. Now, the calculation is fairer and more transparent, valuing not only those who are debt-free but also those with good habits, such as paying bills on time and maintaining an active Positive Credit Registry.

Credit Card and Loan Offers:

Receive personalized credit card and loan offers based on your score. Take advantage of opportunities selected based on your history, increasing your chances of approval and improving your financial situation.

Debt Renegotiation:

Consumidor Positivo offers support in negotiating your debts with discounts of up to 90%. Find the best payment options and strategies to get back on track financially. Sign up for free and start your journey to stronger financial health.

We help you get back on track, negotiate your debts with discounts of up to 90% using the best payment methods.

And there's much more: sign up for free to take advantage!

Consumidor Positivo is a joint venture between Boa Vista Serviços S.A. (CNPJ 11.725.176/0001-27) and RV TECHNOLOGY, LLC (21.688.316/0001-98). We are a digital platform that acts as a Banking Correspondent to facilitate the process of contracting credit and debit products. As a Banking Correspondent, we follow the guidelines of Resolution No. 3,954 of the Central Bank of Brazil.

Additional information related to the loan: Repayment term varies depending on the chosen financial institution and can be between 2 and 18 months. Total Effective Cost (CET): varies depending on the chosen financial institution and can be between 1.49% and 19.90% per month, or 17.88% and 238.8% per year. Example: R$3,000.00 loan. Interest rate: 15.80% per month. Payable in 12 monthly installments of R$586.30. Total due: R$7,035.60. IOF included: R$48.39. Fee: R$100.00. CET: 0.69% per month.