Wagetap: Instant Cash Advance

Get Cash Instantly with Our Payday Advance App:

We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments

With Wagetap you can access your pay on demand instantly and cash out up to $2000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?

1. Sign Up

2. Connect your bank account

3. Cash out instantly

What do I need to do to make a withdrawal?

When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?

Add your bill details within your eligibility limit

We cover your bill for you

You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?

Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 - 2 business days.

How much does Wagetap cost?

Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?

Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).

Is Wagetap a loan app?

Wagetap gives you access to funds before your next payday, but it isn’t a traditional cash loan provider. Our wage advances are shorter-term than personal loan apps such as Moneyme, Moneyspot, Nimble, and Cash Converters, and they’re typically more affordable than payday loan options like small-amount account credit contracts.

Is Wagetap a buy now, pay later app like Afterpay, Zip or Klarna?

Although we share some similarities with buy now, pay later services in Australia, Wagetap operates differently. Unlike buy-now-pay-later platforms such as Afterpay, Zip, or Klarna, we don’t offer a shop-now-pay-later model and we don’t restrict where you can spend your funds. Your cash advance can be used however you choose.

Is Wagetap similar to other wage advance apps like Wagetap, Beforepay, or MyPayNow?

While we provide wage advance services in Australia comparable to Wagetap, Beforepay, and MyPayNow, there are key differences. Wagetap offers payday advances of up to $3,000 and includes a rewards program designed to give back to our valued customers.

Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.

Business Name: Digital Services Australia V Pty Ltd

Address: Level 4, 478 George St, Sydney, NSW 2000