Chexy

Live bigger than yesterday with Chexy. Your bills have been paying everyone but you. Rent, utilities, condo fees, taxes, insurance — pay the bills you can’t avoid with your credit card, and collect the rewards.

Collect the rewards on every bill

Pay with your favourite credit card, even where cards aren't accepted, and collect the points and cashback you've been leaving on the table. Assign each bill to the card that pays you back the most — cashback, Aeroplan points, Amex Membership Rewards, whatever's yours. Make every dollar pull its weight.

Set up your bill once; Chexy handles the rest

Add your bill, set a schedule, and choose how your recipient gets paid — Interac e-Transfer, Bill Pay, or Pre-authorized debit (PAD). Your card is charged four business days before your payment’s due date, and your recipient receives their payment exactly as they expect. A 1.75% fee applies per payment.

All your payments, tracked in one place

Every bill you pay through Chexy comes with a clear receipt and timeline. Know exactly what was paid, when it was sent, and what rewards were collected — all in one place.

How it works

Add your recipient: a landlord, a municipality, the CRA, or a utility provider.

Set your schedule: one-time or recurring (weekly, bi-weekly, monthly, or custom).

Select the payout method: Interac e-Transfer, Bill Pay, or PAD — to match how your recipient is paid today.

Link your card: add up to 5 credit cards that reward you the most.

Collect on every dollar: Chexy charges your card four business days in advance, and your recipient is paid on time, every time, while you collect the rewards.

Over 200,000 Canadians are already living bigger today

Chexy has processed over $1.5 billion in payments and put $35M back in the pockets of the Canadians who paid those bills. It’s your turn now.

Refer a friend, collect together

Refer a friend and you'll both collect $20 when they schedule their first payment. New users only. Find your referral link in the app.

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Chexy is a fintech company. Payment services are provided through People's Trust Company, a federally regulated trust company and CDIC member institution. Chexy is registered with the Bank of Canada as a Payment Service Provider and with FINTRAC as a Money Services Business, and maintains PCI DSS and SOC 2 Type 2 compliance. All card data is tokenized and stored in an isolated, encrypted environment using bank-grade key management. Identity verification and sanctions screening are performed on all accounts to ensure full compliance with Canadian financial regulations.

Chexy is a Canadian company, founded and headquartered in Toronto. Backed by Khosla Ventures, Air Canada, Crossbeam Ventures, Venrex and Antler.