Lucrum: Business Wallet & POS

More than a POS. A decentralized home for your business money.

Lucrum is a self-custody wallet, a real-time financial dashboard, and a complete point of sale in one app. Your phone takes the payment; your dashboard runs the business — and the money lands in an account only you control.

ACCEPT EVERY WAY YOUR CUSTOMER WANTS TO PAY

• Cards — Visa, Mastercard, American Express and more, processed by Stripe, with Tap to Pay on your phone

• Local methods — PIX in Brazil and other regional rails

• Cash — log it so your records stay complete

• Crypto — customers scan a QR code and pay from any Solana Pay wallet; funds arrive in seconds

LUCRUM IS YOUR FINANCIAL HQ

The dashboard isn't a separate product — it's Lucrum. Open it in the app, or in any browser at dashboard.lucrum.cash (add it to your home screen and it opens like an app). Prefer to start your day on the business side? Make the dashboard your opening screen and keep the POS one tap away.

• Your balance and today's sales, live — every payment lands the second it happens

• Revenue by day, week, or month, split by payment method

• Every transaction searchable, with clean records your accountant will love

STABLE VALUE, AUTOMATICALLY

Flip one switch and every crypto payment converts to USDC the moment it arrives. No price swings to watch, nothing to time — what you earned is what you keep.

DECENTRALIZED. SELF-CUSTODY. YOURS.

Your Lucrum account includes a self-custody wallet created automatically at signup — no seed-phrase ceremony, nothing extra to install. Already have a wallet? Connect it. Your keys live with you, not us: nobody else can hold your money, freeze it, or decide when you spend it. The wallet stays locked until you enter your password — nothing moves without you. Payouts go to wallets you choose (Solana and EVM both supported), and every capability beyond the wallet is an optional add-on.

LOCAL RAILS IN. STABLECOINS OUT.

Get paid like a local business in USD, MXN, BRL and EUR. Virtual accounts, powered by Bridge, receive fiat on real local rails — ACH, SPEI, PIX, SEPA — and it settles as USDC in your self-custody wallet. No bank balance sitting somewhere else: fiat in, stable value out, yours immediately. Rolling out by region.

WORKS WITH THE TOOLS YOU ALREADY USE

Toast, Clover and Shopify integrations. QuickBooks and Xero sync for your accountant. Stripe Dashboard compatibility for card analytics.

BUILT FOR THE PEOPLE BEHIND THE COUNTER

Retail shops · restaurants and bars · salons · professional services · market stalls and pop-ups · delivery and e-commerce. From Miami to São Paulo to Mexico City — English, Spanish and Portuguese.

GETTING STARTED

1. Install Lucrum and create your account — your self-custody account is set up automatically

2. Take your first payment: card, cash, PIX, or crypto

3. Open your dashboard — in the app or at dashboard.lucrum.cash — and watch the sale land

4. Add your team, connect your tools, and grow

COMING NEXT

Payment links, invoices and subscriptions — create in a minute, share anywhere. Business financing on the Lucrum launchpad: raise growth capital from the community that already loves what you do. The Lucrum card — spend your balance anywhere cards are accepted, issued through licensed partner institutions where available. Rewards for using Lucrum are on the roadmap.

—

Lucrum is software that helps businesses manage their payment operations. Lucrum is not a bank, money transmitter, or financial institution, and does not hold customer funds. Card processing is provided by Stripe, Inc. Virtual accounts and local payment rails are provided by Bridge; Lucrum does not hold fiat balances — incoming fiat converts to stablecoin in your self-custody wallet. Crypto custody is non-custodial — you control your keys. Card and financing features marked "coming" will be provided through licensed partner institutions where available. Cryptocurrency services are subject to regional availability and local regulations.