Gains - Budgeting & Cashback

The money app that actually helps you keep more of it.

Gains combines smart budgeting, instant cashback rewards, and AI-powered insights - all in one beautifully simple app.

What Makes Gains Different

Most budgeting apps show you where your money went. Gains helps you keep more of it.

Connect your bank accounts in seconds using Open Banking, and Gains does the rest.

Track your spending, set budgets that actually work, and earn cashback on your everyday shopping - from supermarkets to clothes shops.

No complicated spreadsheets. Just a clear picture of your money and simple ways to make it go further.

Key Features

Smart Budgeting

Connect all your UK bank accounts in one place

Automatic transaction categorisation

Set monthly budgets by category

See exactly where your money goes

Instant Cashback

Earn money back on everyday spending

Cashback at supermarkets, high street shops, restaurants and more

Instant gift card rewards

No waiting, no points to track - just savings

AI Money Assistant

Chat with your personal money assistant

Get personalised insights based on your spending

Ask questions about your finances in plain English

Smart suggestions to help you save more

Built for the UK

Works with all major UK banks

Designed around UK spending habits

No currency conversions or workarounds

Created by a team who actually use it

How It Works

Download & Connect - Link your bank accounts securely using Open Banking

See Everything - All your accounts, spending, and budgets in one place

Start Saving - Earn cashback and get smart tips to keep more money

Security You Can Trust

Your data is protected with bank-level encryption. We use Open Banking - the same secure technology used by major UK banks. We'll never sell your data or share it without your permission.

Gains is registered with FCA Agent Status via TrueLayer.

Free to Download

Gains is free to download and use all core features.

Gains Pro Subscription

Unlock AI-powered money insights with Gains Pro. Available as a monthly or annual auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase and auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://gainsapp.com/privacy