bob World New

Experience the next generation of digital banking with new bob World app the official mobile banking app. Designed to make banking simpler, faster, and more secure. bob World combines everyday banking, payments, investments, and financial insights in one secure app.

bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 370+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs.

Everyday Banking at Your Fingertips

Manage your entire banking relationship from one unified dashboard.

Unified View : Access all your accounts, check balances, Mini Statement and view transaction history in one place.

Statements & Records: Download account statements (up to 24 months), TDS, and Interest Certificates instantly.

Self-Service: Manage debit cards, set transaction limits, request cheque books, and access cheque services with ease.

Fast and Secure Payments & Fund Transfers

Experience a smarter, voice-enabled way to bank. Complete tasks simply by using your voice.

Voice-Enabled Banking: Securely initiate payments and transactions using voice commands.

Diverse Transfer Options: Seamlessly handle UPI Payments, Self-Account Transfers, Within Bank Transfers, IMPS, NEFT, RTGS, and International Fund Transfers.

Simplified Payments: Manage Utility Bills, Mobile/DTH Recharges, FASTag, Credit Card bills, and Loan Repayments.

Convenience: Enable AutoPay for all your recurring bills and subscriptions.

Save – Your World of Intelligent Savings

Turn your dreams into financial goals with smart tools.

Goal-Based Deposits: Plan for education, travel, marriage, and more.

Smart Planning: Receive personalized deposit recommendations and open Fixed or Recurring Deposits digitally.

Expense Analyzer: Track your spending, categorize expenses, and manage your budget effortlessly.

Invest – Your World of Wealth Management

Take informed investment decisions on the go with Baroda Wealth

One-Stop Wealth: Your comprehensive solution for investment management.

Government Schemes: Invest in PPF, SSA, and APY with a single click

Insurance: Secure yourself and your family affordably with PMJJBY and PMSBY.

Borrow – Your World of Hassle-Free Loans

Turn your dreams into reality with easy and paperless digital loans.

Diverse Products: Access Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans.

Financial Tools: Instantly check your Credit Score and calculate EMIs with our built-in calculator.

Shop & Pay – Your World of Lifestyle Banking

More than just banking—a complete digital lifestyle.

Travel & Leisure: Bill payments & recharge, Book buses, Flights, Train, and hotels directly within the app.

Shop Smart: Compare and shop merchandise with exclusive offers.

Unified Shopping: No need for multiple apps. it is all in one app for handling all your shopping and payments.

Personalized Banking That Understands You

Enjoy customized dashboards and relevant recommendations tailored to your journey:

Personas: Dedicated views for Women, Senior Citizens (Gold Persona), Millennials, and NRIs.

AI-Powered Finance: Benefit from income vs. expense analysis, Budgeting financial health scores, and smart insights. Personalized recommendations • Recurring expense identification

Security You Can Trust

Your security is our priority. The new bob World is fortified with

Advanced Protection: Multi-Factor Authentication (MFA), Behavioral Authentication, and Runtime Application Self-Protection (RASP).

Fraud Prevention: Advanced fraud detection systems ensure secure digital banking at every step.

Need Help

Receive context-aware support while performing transactions for a smoother, more convenient experience.

**Download the new bob World – Your World, in tune with your needs.**

Adjudged as “Bank of the Year - 2025 - Asia-Pacific” amongst large banks, by The Banker magazine, a Financial Times publication.*