Paytm for Business

More than 10 Million businesses trust Paytm for Business for their payments.

Accept Payments Anywhere

Paytm for Business helps merchants, shop owners, freelancers, startups and businesses accept digital payments quickly and securely.

Track Payments in Real Time

Get instant SMS and app notifications for every payment. View transactions, settlements, refunds and business insights in one place.

Instant Bank Settlements

Choose automatic settlement schedules or manually settle funds anytime to your preferred bank account.

Business Loans

1. Avail unsecured loans upto Rs 10,00,000

2. Minimum and maximum period for repayment --> 3 to 36 month.

3. Simple and digital loan journey, apply at your convenience without any paperwork.

4. There are no prepayment charges and you can use multiple repayment modes.

5. Loans can be availed by new credit customers at an attractive APR from 15% to 46%.

6. Maximum Annual Percentage Rate (APR) --> 46%

Representative example:

Principle ---> Rs 10,000

Rate of interest --> 18%

Tenure --> 3 months

Processing fee --> 2% of principle +GST = Rs200 +Rs 36 = Rs236

Total interest payable = Rs 301

Total cost of the loan = Rs10000+Rs301+Rs236=Rs10537

Monthly payment = Rs 3512

Our partners are (NBFC):

- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/

- SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details

- Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners

- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx

- Credit Saison India - https://creditsaison.in/partnercontact

- IDFC First Bank - https://www.idfcfirst.bank.in/personal-banking/adlp/digital-lending-partners

- Muthoot Fincorp - https://www.muthootfincorp.com/regulatory-and-compliance/

- Northern Arc Capital - https://www.northernarc.com/partnership-lending

- PayU Finance - https://payufin.in/dlp-details/paytm

- Profectus capital - https://www.profectuscapital.com/our-partner/

- Shriram Finance - https://shriramfinance.in/lending-service-provider

- Suryoday bank - https://suryoday.bank.in/digital-lending/

- Tata capital - https://www.tatacapital.com/partners.html#

- Ugro - https://www.ugrocapital.com/lending-service-provider

All loans are subject to T&C (sample): Read Here

Personal Loans

Important: Paytm for Business is a facilitator between you and the lending partner.

1. Get Loan amount starting from 10K to 2.5 lac

2. Minimum and maximum period for repayment --> 3-60 months

3. Annual percentage rate (APR) (per annum monthly reducing): 10.5% to 48%

4. Maximum Annual Percentage Rate (APR) --> 48%

5. Loan Processing fee: 0% to 6%

Please Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):

- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx

- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/

- Hero Fincorp Limited - https://www.herofincorp.com/partners

- Axis Bank - https://www.axis.bank.in/digital-lending-applications

- Fibe - https://www.earlysalary.in/sourcing/

- InstaMoney - https://www.instamoney.app/digital-lending-partner/

- KreditBee - https://www.kbnbfc.in/lending-partner

- Poonawalla Fincorp - https://poonawallafincorp.com/digital-partnership.php

Example:

Principle amount --> 100000

Rate of interest --> 23%

Processing fee 4.25%

Tenure --> 18 months

Loan processing fee --> Rs.4250

Stamp duty charges: applicable as per law

EMI per month: Rs.6621

Total interest: Rs.19178

Disbursal amount: Rs.94785

Amount Payable: Rs.119186

Website - https://business.paytm.com