螞蟻銀行(澳門)

【About Us】 Ant Bank (Macau) is a fully licensed physical and digital bank in Macau, integrating Macau's unique characteristics with fintech. We continuously explore new areas and applications of fintech to provide customers with safe, inclusive, and convenient digital financial services.

【Main Functions】

1. Remote Account Opening

● Open a personal bank account from the comfort of your home simply by installing the Ant Bank (Macau) App.

● No account opening threshold, no account management fees.

2. Current Accounts

● Daily interest payments on current accounts, available anytime.

● Enjoy deposit insurance protection up to MOP 800,000.

3. Time Deposits

● Flexible maturity dates, minimum deposit MOP 100.

● Withdraw anytime, anywhere, no penalty for early withdrawal.

4. Cross-border Remittances

● Global inbound and outbound remittances, free of charge*.

● Supports deposits of bills issued by banks in Macau and Hong Kong.

5. Credit Loans

● Unsecured personal loans, apply and withdraw online, easily solving your funding needs.

6. Wealth Management

● Enhanced returns through diversified investment portfolios; inclusive finance within reach

● A multi-faceted insurance product matrix to protect every stage of life

*Remittance fees were last updated on June 10, 2026. Please refer to the latest announcement on the Ant Bank (Macau) APP for details. There are no fees for intra-bank transfers; interbank transfers are also free of charge, but do not include receiving bank fees, intermediary bank processing fees, refund fees, or other bank fees.