คว้าเหรียญทอง

“Grab the Gold Medal”, developed and operated by PICO YODSAP 888 COMPANY LIMITED, which also provides all funding for the loan services.

“Grab the Gold Medal” is a comprehensive online personal loan platform designed for users in Thailand. The application process is simple, approval is fast, and funds can be disbursed immediately without requiring salary slips or collateral.

The platform operates under the supervision of the Ministry of Finance (PICO) of Thailand and strictly complies with the Personal Data Protection Act (PDPA), ensuring the security and privacy of users’ personal information.

Loan terms and conditions:

- Maximum Annual Percentage Rate (APR): not exceeding 14.2% per year

- Maximum loan amount: up to 50,000 THB

- Repayment period: minimum 95 days and maximum 365 days

Our product is called “Grab the Gold Medal”, developed and operated by PICO YODSAP 888 COMPANY LIMITED, which provides all funding and funding services for loan services.

Grab Gold Medal is a comprehensive online loan service platform for users in Thailand. It offers easy application, fast approval, and instant disbursement without requiring salary slips or collateral.

Operations are under the supervision of the Ministry of Finance (PICO) and strictly comply with the Personal Data Protection Act (PDPA).

Loan Terms and Conditions:

- Maximum Annual Rate (APR): Not exceeding 14.2% per annum

- Maximum Loan Amount: Not exceeding 50,000 baht

- Repayment Period: Minimum 95 days and maximum 365 days

The actual loan terms and conditions will be clearly displayed within the app before approval and will only take effect after user confirmation.

Loan Costs and Calculation

Calculation Example

Annual Interest Rate 14.2%

Loan Amount 50,000 baht

Loan Period 120 days (4 installments, interest calculated monthly)

1) Interest Rate Calculation

Monthly Interest Rate = 14.2% ÷ 12 = 1.1833% per month

Interest per month = 50,000 × 14.2% ÷ 12 = 591.67 THB/month

2) Installment Calculation

Principal per installment = 50,000 ÷ 4 = 12,500 THB

Monthly payment = Principal + Interest

= 12,500 + 591.67 = 13,091.67 THB/month

3) Total Interest and Total Payment

Total interest over the contract = 591.67 × 4 = 2,366.68 THB

Total payment = 50,000 + 2,366.68 = 52,366.68 THB

Product Highlights

Easy application process

Flexible loan amount and repayment plan

Transparent fees and repayment terms

We prioritize privacy and data security.

We provide legally compliant financial services.

Applicant Requirements

Applicants must meet all of the following requirements:

Be at least 20 years of age and have full legal capacity.

Possess a valid and unexpired Thai national identification card.

Have a mobile phone number registered under their own name and verified with an OTP code.

Complete identity verification, credit assessment, and risk assessment as required.

Have a valid and active bank account in their own name.

Contact Us

Email: manager@picoyodsap.com

Phone: +66 967323851

Address: 36/3 Moo 1, Tham Kratai Thong Subdistrict, Pran Kratai District, Kamphaeng Phet Province 62110, Thailand