OmLend-loan app&credit

Manage your borrowing needs confidently with OmLend, an accessible personal loan app developed for users across India. Enjoy smoother financial planning every day.

RBI-Compliant Loan Provider

All loan-related services on OmLend are facilitated by Om Financial Services India Limited, a recognized NBFC licensed by the Reserve Bank of India.

* CIN: U65921UP1995PLC018306

* RBI COR Number: 14·03005

Clear and Simple Loan Options

* Maximum Loan Amount: ₹3 lakh

* Repayment Term: 91 to 360 days

* Processing Fee: Up to 3% of the loan amount

* APR (Annual Percentage Rate): 27.05%

Detailed Loan Example

For a ₹45,000 loan with a 150-day term and an APR of 27.05%:

* Processing Fee: ₹1,350

* GST on Processing Fee: ₹243

* Total Deductions: ₹1593

* Net Amount Disbursed: ₹43,407

* Total Interest Payable: ₹5,002

* Monthly EMI: ₹10,000

* Total Repayment Amount: ₹50,002

* Total Loan Cost: ₹6,595

Note: Processing fees and GST are deducted upfront when the loan is disbursed.

What Makes It Useful

* Digital, paper-free process with no bank visits involved.

* Flexible use of your credit limit for different financial purposes.

Protecting Your Data

We utilize strong protective measures to keep your information safe.

Reach Us

* Email: customercare@omfinancialin.com

* Phone: 8610197161

* Address: Om Bhawan Lucknow Allahabad Road Raebareli, Uttar Pradesh, 229001 India