ANZ Plus

Master your money and work towards your savings goals with integrated ANZ Plus Everyday and ANZ Plus Growth Saver accounts, or easily refinance your home loan from the ANZ Plus app³.

· Keep track of your budget and get your spending automatically sorted with an ANZ Plus Everyday account.

· Make regular saving more rewarding when you track multiple savings goals whilst earning interest on them in an ANZ Plus Growth Saver account¹.

· For more flexible savings, you can add an ANZ Plus Flex Saver account to dip into when you need it.⁴ · You can round up the extra cents on purchases and send them to an eligible ANZ Plus account.

· Got accounts with other banks? View your eligible accounts with other banks all in the ANZ Plus app.²

· Keep your data and your money safe with ANZ Falcon and Scam Safe designed to help protect you from fraud and scam.

· Get expert help from a real human by sending a secure in-app message to an ANZ Plus Coach

Things you need to know:

ANZ Plus is for Australian residents 15 and older only, with a valid passport or driver’s licence.

Support for ANZ Plus is available in-app and includes appointments with our ANZ Plus Coaches.

ANZ Plus accounts and the ANZ Plus Home Loan can be found in the ANZ Plus app, so you won’t see them in the ANZ App or Internet Banking.

When you download the ANZ Plus app and use it a contract is made between you and ANZ on the terms of the ANZ Plus Digital T&Cs available at anz.com.au/plus (also available in-app). You should read them before you download and use the ANZ Plus app. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determinations, ANZ Plus Home Loan T&Cs and ANZ Deposit Account T&Cs are available at anz.com.au/plus. You should read them before deciding to apply for or keep ANZ Plus products or services. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527 Australian Credit License Number 234527

Read the ANZ Privacy Policy at anz.com.au/privacy/centre/policy

If ANZ Plus isn’t right for you, check out other ANZ products at anz.com.au

1 We use the effective daily balance of your ANZ Plus Growth Saver account at 11:59pm (AEST/AEDT) on the last business day of the month to determine if you've met the requirement to grow your balance. Visit anz.com.au/plus to see the ‘Earning interest’ section of the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance, how interest is calculated and how we work out if you're eligible for bonus interest. See anz.com.au/plus/interest-fees for interest rates. Interest rates are variable and subject to change.

If you're new to ANZ Plus, the ANZ Plus Growth Saver is only available if linked to an ANZ Plus Everyday account.

2 Only eligible accounts shown. Amounts shown may not reflect your personal situation or money available to spend. Information on third party accounts is sourced from those third parties with your consent. Third parties have not endorsed the My Accounts feature. See ANZ Plus Digital T&Cs for more information. You can use the ANZ Plus app to view other eligible ANZ accounts, but to manage these accounts you will need to use other ANZ channels.

3 Home loan applications are subject to credit assessment and other eligibility criteria, visit anz.com/plus/digital-home-loans to see if you could be eligible and other things you should know

4 To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer. Screens shown are Android versions and subject to change.

By downloading the ANZ Plus app you agree that we may arrange for a commission to be paid to a comparison website provider or other third party if they referred you to ANZ.

® Falcon is a trademark of Fair Isaac Corporation

Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Registered office address: 833 Collins Street VIC 3008