Dave: Credit, Cash & Money App

Take your finances to the next level with Dave. You could pocket up to $500¹ with ExtraCash® and so much more.

Dave Membership Information

¹Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.

UP TO $500 IN 5 MIN OR LESS¹

Remove extra stress with ExtraCash® up to $500. There’s no credit check, interest, or late fees.

EXTRACASH 101

ExtraCash offers the ability to get between $25-500 when you’re in a pinch.¹ The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash, you’ll agree to a settlement date to pay your outstanding balance.

ACCESS YOUR CASH INSTANTLY²

You could get up to $500 when you download Dave, link a bank account, choose your amount, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll get instant cash.

GET PAID EARLY

Receive your paycheck in advance, up to 2 business days early when you set up direct deposit.³

SAY GOODBYE TO PESKY FEES

Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 40K+ MoneyPass ATMs.⁴ Enjoy the freedom to get money with no interest, no credit check, and no late fees. Dave provides a better path to your money than a traditional payday loan or cash advance.

OUR MEMBERSHIP FEE

There’s a small monthly membership fee that gives you full access to our suite of features.

HAVE MORE QUESTIONS?

Send us an email at support@dave.com.

Disclosures related to the Dave app:

²Express fees apply to select instant transfers. See your fee schedule in-app.

³Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.

⁴ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See https://www.moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply.

General Terms

See the Dave Checking Deposit Agreement and Disclosures and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.

Dave is not affiliated with payday loan, instant cash advance, or other money apps to access paycheck early with an instant payday, such as Albert, Brigit, CashApp, Chime SpotMe, Cleo, Earnin, Empower, FloatMe, Instacash, Kikoff, Klover, or MoneyLion.