banco BV: Conta, Crédito e +

Trust the bank that best understands financing, loans, accounts, cards, and much more! 100% free digital account!

We specialize in vehicle financing and also offer solutions for digital accounts, credit cards, loans, investments, solar energy financing, insurance, and much more.

Check out what Banco BV offers:

- Investment in CDB with daily liquidity;

- 100% free digital account;

- Vehicle and solar energy financing;

- Personal loan or loan with vehicle as collateral, subject to analysis;

- Physical and virtual credit card, with cashback option or no annual fee;

- Transfers and receipts via Pix;

- Free and unlimited withdrawals at the Banco24Horas network;

- Option to save money for specific goals, with higher returns than savings accounts;

- Up to 35 days to pay bills with a credit card, subject to interest and IOF.

Vehicle Financing

Choose the vehicle you wish to finance, such as a car, motorcycle, bus, or truck, define the down payment amount and the number of installments.

Personal Loan

The BV personal loan is a simple way to get credit to realize your plans. For account holders, the amount can be deposited into the account within minutes. You can pay in up to 24 installments or pay off installments with a discount, subject to analysis and the contracted conditions.

Credit Card with cashback or no annual fee

Get a BV credit card and choose the option that suits you: BV Livre Card, with no annual fee forever; BV Mais Card, with up to 1% cashback on all purchases, free vehicle and home assistance; or BV Único Card, with up to 1.5% cashback and two free accesses per year to VIP airport lounges.

Free 100% Digital Account

With the BV Account, you get Pix, bill payment, balance and statement inquiries, free and unlimited withdrawals at the Banco24Horas network, and the option to save money according to your goals, with higher returns than a savings account.

BV Vehicle-Secured Loan

Use your car, bus, or truck as collateral to apply for credit with special rates and continue using the vehicle normally. Contracting is subject to credit analysis and product conditions.

Main Conditions:

- Up to 120% of the vehicle value;

- Rates starting at 1.71% per month;

- Payment term up to 72 months;

- Vehicle paid off or financed by Banco BV;

- Vehicle in good condition, with inspection accredited by BV;

- Regularized documentation and vehicle in the name of the person requesting the credit.

Consult the CET (Total Effective Cost) before contracting. This is a purely illustrative example and does not constitute an offer: loan of R$ 4,000 + registration fee of R$ 1,399 (when applicable) + property appraisal fee of R$ 479 + IOF (Tax on Financial Operations) of R$ 201 = R$ 6,079. For applicants with a rating of 8.5 or higher: 72 installments of R$ 184.00, interest of 2.47% per month, 34.02% per year, and CET of 4.35% per month. Actual rates will be presented at the time of the proposal. Subject to analysis.

Solar Energy

Financing for solar energy, credit line for solar panel installation.

Insurance

With BV insurance, you protect your achievements, such as car, home, credit card, or life insurance. There are several options for getting a quote directly in the App.

Already have a BV Account, personal loan, vehicle financing, or credit card? Track installments, payments, or renegotiations through the app.

Questions about your account, financing, card, personal loan, or other service? Talk to our virtual assistant via chat or contact our 24/7 customer service.

For more information, visit the BV bank website.

- Subject to analysis.

- Check our service hours for other matters.