TeamLease Benefits

Benefits Hub — by TeamLease

Benefits Hub is TeamLease's employee-benefits app: one place for employees and subscribers in the TeamLease ecosystem to discover, access and manage workplace benefits across jobs, learning, health, shopping and financial services. Sign in securely with your registered mobile number and OTP, browse benefits, subscribe to plans, track transactions, receive notifications and reach support.

IMPORTANT DISCLOSURE — FINANCIAL SERVICES

Benefits Hub is a technology platform and facilitator. We are NOT a bank, NBFC or lender. We do not lend money and do not decide loan approvals, interest rates, fees or repayment terms. All loans and credit are offered, approved and disbursed solely by RBI-registered bank/NBFC partners; insurance is provided by IRDAI-registered insurers; investments are provided by regulated providers. Benefits Hub only helps eligible users discover and connect with these regulated partners. We do not offer or facilitate any loan with a repayment tenure of 60 days or less.

OUR LENDING PARTNERS (RBI-REGULATED)

- Home Loan — Home First Finance Company India Ltd (RBI-registered Housing Finance Company India Limited)

- Salary Advance / Earned Wage Access — We act as Lending Service Provider and EWA is offered via Jify and Refyne

Terms and conditions shared by the Lending Partners:

- Minimum and maximum period for repayment is 1 month.

- Processing fees will range from 1% to 10%.

REPRESENTATIVE Early Wage Access EXAMPLE (illustrative — actual terms are set by the lending partner)

Principal amount: ₹10,000

Process Fee: 4%

Process Fee Amount Deeucted: ₹400

Amount to be Disbursed: ₹9,600

Total Amount Payable at end of tenure: ₹9,600

Note: Depending on your lender's exact terms, processing fee and total amount payable will be showcased to the user.

WHAT YOU CAN DO IN BENEFITS HUB

Jobs & Upskilling

- Explore job opportunities through TeamLease (TLJobs)

- Certifications and skill-development programs (TLEdTech Digivarsity)

Health & Wellness

- Care packages (Raphacure)

- Diagnostic lab tests (Thyrocare)

Shopping & Travel

- Bus booking (FlixBus)

- Gift cards, vouchers and redemption (Maximize)

Financial services (facilitated via regulated partners — see disclosure above)

- Early Wage Access & Loan — salary advance and Home loans, via RBI-registered banks/NBFCs

- Insurance — health and term cover, via IRDAI-registered insurance aggregator and seller (NyvoMoney)

- Investments — gold (OroPockets)

Account & Subscription

- Quarterly and annual membership

- Profile and membership details, notification preferences, transaction history, wallet activity, privacy settings

- Access to premium benefits and services based on membership

Support & Assistance

- In-app help and support

- Support ticket creation and tracking

- Guided support chat

DATA & PRIVACY

We request only the data needed to provide these benefits and to connect you with regulated partners. Sensitive financial data is shared only with the relevant regulated partner to process a service you choose. See our privacy policy: https://group.teamlease.com/privacy-policy/ and terms and conditions: https://group.teamlease.com/terms-and-conditions/

Benefits Hub gives TeamLease ecosystem users a secure, modern and convenient way to access workplace benefits anytime, anywhere.