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● Payments

- Pay with Samsung Pay anywhere with the Npay app

- Pay easily and securely overseas without cash or cards

- Receive benefits and payments with QR code payment at convenience stores, cafes, and supermarkets

- Earn points with every purchase

- Check Naver Pay payment history and Naver Shopping order history

- Make on-site payments without a smartphone with a Wear OS smartwatch like the Galaxy Watch4 or later

- Receive discounts with new coupons every month and earn membership points

- Tile and Complication make on-site payments, memberships, and vouchers easier and faster

● Points

- Develop your own PayPal and earn Naver Pay points

- Earn Naver Pay points just by clicking ads

- Earn Naver Pay points for shopping, payments, quizzes, and missions

● Loans

- Compare credit loans from over 60 financial institutions without affecting your credit score

- Compare business loans from over 9 financial institutions, including Woori Bank, Toss Bank, and K Bank

- Switch loans at lower interest rates from over 30 financial institutions

- Mortgage loans and monthly rent loans, all available online, from inquiry to application

- Naver Pay for new/used car installments and long-term car rental quotes.

● Insurance

- Compare auto insurance policies chosen by 12 million people.

- Compare overseas travel insurance policies for the lowest prices in 10 seconds.

- Easily check savings insurance policies using your birthday.

- Claim insurance benefits for up to three years of hospital bills.

● Cards

- Find a high credit limit card with a single credit check.

- Compare cards with great benefits issued this month.

● Securities

- Check all the information you need for stock investment, including real-time domestic and international stock prices, stock market trends, exchange rates, virtual assets, and IPO subscription information, on Naver Securities.

- Check price fluctuations, closing prices, key disclosures, and research alerts for stocks of interest.

- View your holdings scattered across multiple brokerages at a glance on Naver Securities.

- Easily order stocks you're interested in from Naver Securities without having to visit your brokerage app.

- Check trending posts and important news on the Naver Securities Stock Discussion Board.

- Access a wide range of investment information, from real-time stock rankings to stock market conditions, trading trends, and industry trends. Naver Securities 'Market' Tab

● Real Estate

- Current Popular Real Estate Rankings

- Recommended properties matching your search criteria

- Check market prices, actual transaction prices, and resident reviews

- Experience the real estate experience with VR tours

○ World-Class Personal Information Management

- Naver Pay became the first Korean fintech company to receive SOC2 and SOC3 certifications in accordance with the International Standards for Auditing and Certification. Since then, it has maintained the same certifications every year, demonstrating that customer information is strictly managed according to global standards.

- Furthermore, since obtaining PCI-DSS certification, the international card payment security standard, in 2015, Naver Pay has undergone regular annual audits to continuously verify compliance. Card information registered with Naver Pay is strictly and securely managed according to these standards.

○ Security System to Prevent Financial Damage

- Naver Pay continues to invest in the advancement of technology and infrastructure for its Fraud Detection System (FDS), which proactively detects suspicious transactions. This prevents trillions of won in unauthorized and stolen payment losses each year.

The Npay app features an antivirus program that automatically runs every time you open it. This automatically detects potential personal information leaks and protects your smartphone from security threats.

○ Required Access Permissions Details

- Location: Find nearby Naver Pay merchants and place orders.

- Camera: Use the camera to make payments and order services.

- Contacts: Send money to your phone contacts.

- Storage: Write photo/video reviews and link assets with a shared certificate.

- Notifications: Receive important notices, events, and promotional information. (Only available on devices with OS version 13.0 or higher.)

- Phone: Use the mobile transportation card service and prevent fraudulent on-site payments through identity verification.

* To revoke (deny) required access permissions, go to your phone's Settings → Naver Pay app and revoke (deny) each permission individually.

○ Customer Center: 1588-3819