Finanzfluss Copilot

The Finanzfluss Copilot gives you a comprehensive overview of your finances. Connect all your accounts and portfolios for free in just a few minutes. Analyze your investments and keep track of your assets and expenses.

We use feedback from our community to continuously improve the app and regularly add new, practical features.

The app offers the following features:

KEEP AN EYE ON YOUR ASSETS

Your total assets are the most important financial metric. Import all your assets in just a few steps. Discover your wealth and where you stand financially. Keep an eye on your long-term wealth development via the app.

ACCOUNT & DEPOSIT OVERVIEW

Link your portfolios, accounts, crypto exchanges, and credit cards thanks to our automated connections for over 350 banks and financial providers. Update your account balances in just a few taps. Keep an overview of how much money is currently where – no matter where you are.

PORTFOLIO TRACKER

Import an unlimited number of portfolios or accounts. Track the performance of your stocks, ETFs, funds, cryptocurrencies, currencies, real estate, or commodities. Exotic assets such as luxury watches or collectibles can be manually entered. Compare your portfolios with each other or with indices and find out if your investments are outperforming the market.

INVESTMENT ANALYSIS

In the analysis section, you'll gain important insights into your investments in the form of key figures and useful visualizations. Get a breakdown of your investments by asset class, position, region/country, sector, or currency. Find out whether individual aspects of your portfolio are overweight or underweight.

DIGITAL BUDGET BOOK

Keep track of all your current expenses. With the budget function, you can understand how much money you're spending on and identify savings potential. Find out how much money you can spend until your next paycheck. Create personal budgets, set financial goals, and track them.

DIVIDENDS CALENDAR AND TRACKER (COMING SOON)

Keep track of your dividends: Calculate your passive income, your personal dividend yield, and your dividend growth. Get forecasts of future distributions in your dividend calendar.

DESKTOP APP

The Copilot is also available as a web app for your desktop. You can access your account from anywhere, whether on the go on your smartphone or at home on your laptop.

SECURITY & DATA PROTECTION

To provide you with the app, only the most necessary data is collected. It is hosted on German servers monitored 24/7 and can be deleted at any time. No one other than you has access to your accounts; the app has read-only access. For the bank interfaces, we work with a BaFin-regulated account information service provider. Further information about our data protection and security measures can be found here: https://www.finanzfluss.de/copilot/sicherheit/