Novacard - Tarjeta de Crédito

Your digital card is always with you, all from your phone, hassle-free.

We are Novacard, a credit card with no hidden fees. You decide how much to pay at all times.

Our offer is simple: a credit card with no interest, no annual fee, and no surprises. You only pay a fixed fee when you use your credit line, and you earn cashback on everything you buy.

Earn cashback on every purchase:

• 0.5% cashback on all your purchases.

• 5% cashback at supermarkets.

Your money goes further every time you use your Novacard.

Everything you can do with your Novacard account:

- Apply for your digital credit card in minutes.

- Activate your virtual card instantly and receive your physical card at home.

- Check your balance, make payments, send transfers, and manage your credit line.

- Block or unblock your card in the app whenever you need to.

- View your statement and the details of each purchase.

- Receive real-time notifications in your Novacard app.

With your digital account, you have control of your personal finances with just a few taps.

How does our credit card work?

Unlike other cards, Novacard doesn't charge interest. You only pay a fixed, clear, and straightforward fee. You choose how to use your credit line and how to pay.

Option 1: $19 MXN fee per day of use for 14-day periods.

Minimum payment: $350 MXN.

If you don't pay on time, a daily fee of $19 MXN applies.

Option 2:

If you pay the full amount of credit before the due date, there is no fee.

If you pay only the minimum ($550 MXN), $29 MXN is charged for each day of use.

Late payments incur a daily fee of $29 MXN.

Your credit line is clear and always under your control from the Novacard app.

Security and confidence in your digital card

Your digital credit card is protected by the highest security standards. In case of theft or loss, you can block your card instantly from the app.

We comply with all Mexican regulations, including the Personal Data Protection Law. Your digital account is secure, and the information you share is used exclusively to process your credit line.

Novacard benefits at a glance:

• Free digital account with instant opening.

• Cashback on all your purchases: 0.5% always and 5% at supermarkets.

• Credit card with no interest or hidden fees.

• Clear and fixed fees.

• Complete management from the app: balance, payments, transfers, blocking, and replacement.

• Human support, no bots.

• Free card replacement up to 2 times per year.

Live with purpose with Novacard! Join the thousands of Mexicans who already enjoy a reliable digital account, a modern digital credit card, and an app designed to make your payments, transfers, and balance control easier.