OCTO by CIMB

OCTO - a Digital Bank application developed by CIMB Bank, a leading banking group in ASEAN with 13 million customers across 15 countries.

Sign up for CIMB VISA card right in the app to enjoy the digital banking convenience 24/7 anytime and anywhere.

1. GET YOUR VISA CARD ON APP 24/7

Open your CIMB bank account/ card 100% online with eKYC – the online customer verification. User only need to capture ID card, take selfie for card/account registration anytime and anywhere without visiting the branch. Applicable to all Vietnamese customers nationwide.

- VISA DEBIT CARD – CIMB Visa Debit card that linked to CIMB bank account let you enjoy various banking services free of charge

- VISA CREDIT CARD - CIMB Visa Credit card allows you to shop across the globe with many good deals

2. FREE SERVICES

VISA DEBIT CARD

- Free card issuance and account opening

- No minimum sum required to open an account

- No minimum balance required

- Free domestic fast money transfer 24/7

- Free domestic ATM withdrawal

- Free annual card and account management fee with conditions

VISA CREDIT CARD

- Free card issuance

- Free annual card management fee with conditions

PERSONAL LOAN

- Free loan application processing

- Free loan management fee

3. DIGITAL BANKING CONVENIENCE 24/7 – anytime, anywhere!

VISA DEBIT CARD

- Fast bill payment and phone top-up

- Funding to your account on app

- Instant domestic money transfer 24/7

- Card management and setting, reset PIN code and lock/ unlock card on app

- Manage spending limits up to 2 billion VND per day

- International and domestic online and POS purchases

VISA CREDIT CARD

- Look up card information and bank statement on app

- Card management and setting, reset PIN code and lock/ unlock card on app

- Manage spending limits on app

PERSONAL LOAN

- On-app end-to-end process from loan application to appraisal and disbursement

- Provide quick offer within 4 working hours

- Keep track of your application status transparently on app

- No forms, no signatures required until approval

- Sign loan contract at your convenience

- Loan amount from 5 – 500 mil VND

- Loan tenure from 3 to 60 months

- Interest rates from 1.3% - 3.75%/month on reducing balance

- Minimum and maximum period for repayment: 12 Months – 60 Months

- Maximum Annual Percentage Rate (APR): 24,5% per annual

- Representative example of the total cost of the loan, including the principal and all applicable fees (e.g. Sample monthly payment, sample interest calculation): Example:

i) Outstanding balance: 100,000,000 VND

ii) Tenor: 60 Months

iii) Interest Rate: 15.9% /per year

 Equal Monthly Installment (EMI): ~ 2,427,000 VND

4. SECURITY FEATURES

SECURE SIGN IN WITH OCTOBIO

- Sign in with biometrics including facial recognition and fingerprint

- Easily sign in without remembering the password

SECURE TRANSACTION WITH OCTOSHIELD

- Activate OctoShield 1 time only via SMS OTP

- Just slide to sign your transaction securely

- Your transaction is protected by tokenization, multi-layer authentication method

SECURE ONLINE PURCHASE WITH 3D SECURE

- Verify your online purchases via OTP code sent to your registered mobile number and email

- The 3D Secure solution is provided by Visa

For support, please contact:

CIMB Bank Vietnam

Headquarters: Level 2, CornerStone Building, 16 Phan Chu Trinh, Hoan Kiem, Hanoi

HCM Branch: Ground Floor, VRG Building, 177 Hai Ba Trung, District 3, HCMC.

Email: cimbcare@cimb.com

Hotline: 1900 96 96 96