KlikUMKM

Get a fast loan with klikUMKM!

klikUMKM is licensed and supervised by the Indonesian Financial Services Authority (OJK) under registration number KEP-13/D.05/2021.

💰Loan Products

◉ Loan amount up to IDR 80,000,000

◉ Term: 91–180 days

◉ Interest rate (maximum APR): 36%/year

Loan Calculation Simulation Example:

For a IDR 2,000,000 loan with a 91-day term:

Daily interest: IDR 2,000,000 * 36% / 365 = IDR 1,972

Total interest: IDR 1,972 * 91 days = IDR 179,506

Total repayment: IDR 2,000,000 + IDR 179,506 = IDR 2,179,506

💪 Why Choose klikUMKM?

◉ No collateral required – Simply fill in the required information.

◉ 100% online process – No phone calls required, funds are disbursed immediately upon approval.

◉ Guaranteed Privacy – Personal data is protected.

😊 klikUMKM Application Process

Download the klikUMKM app on your mobile phone, create an account, and select the loan amount and term.

Complete your personal details – Ensure your selfie and ID photo are clear.

Verification process – The klikUMKM system will assess your eligibility.

Fund Disbursement – ​​Once approved, funds will be transferred directly to your account.

🔒 Privacy Security

klikUMKM, under PT Pinjaman Kemakmuran Rakyat, is committed to protecting user data and does not share information with third parties without permission.

📞 Contact Us

◉ Call Center: (021) 300-77-225

◉ Email: cs.admin@klikumkm.co.id

◉ WA: 0811-1928-2010

◉ Operating Hours: Monday–Friday, 9:00–18:00 WIB | Saturday, 9:00 AM - 12:00 PM

◉ Address: Artha Graha Building, 23rd Floor, SCBD, Jl. Jend. Sudirman Kav. 52-53, South Jakarta 12190

Beware of fraud! Ensure you only use official klikUMKM channels for all processes.