Trustpaisa: Personal loan app

TrustPaisa offers fully online personal loans up to ₹45,000 with a simple digital process, quick disbursal, and transparent terms. Whether you face a medical emergency, urgent home repairs, education fees, or any other unexpected expense, TrustPaisa helps you access funds when you need them most - directly to your bank account.

How to Apply

1. Download & install the TrustPaisa app from Google Play.

2. Register using your mobile number, then grant the required permissions.

3. Complete your profile with your personal details.

4. Upload your KYC documents (PAN card and address proof).

5. Choose your funding amount & tenure.

6. Review the terms & sign the agreement online.

7. Once approved, the final amount is credited directly to your bank account.

Eligibility

• Indian resident

• Aged 21 - 60 years

• Steady monthly source of income

• Valid PAN card & Aadhaar

Loan Details

• Loan Amount: ₹3,000 - ₹45,000

•Tenure: 91 - 365 days

• Interest Rate: up to 36% p.a.

• Processing Fee: up to 15% of loan amount (one-time, deducted at disbursal; GST applicable as per law)

• Maximum Annual Percentage Rate (APR): 36% APR varies based on loan amount, tenure, and applicable processing fee.

• The representative example below shows a typical product configuration.

• Prepayment: No prepayment penalty

Representative Example (Loan Calculation)

For a loan of ₹42,508 for 365 days:

• Loan Amount: ₹42,508

• Tenure: 365 days (12 months)

• Interest Rate: 24% p.a.

• Processing Fee: ₹2,125

• GST on Processing Fee (18%): ₹383

• Total Repayment Amount: ₹48,235

• Total Interest: ₹5,727

• Annual Percentage Rate (APR): 36%

Important: This is not a loan offer

The Representative Example above is illustrative only and is provided to help you understand how funding costs are calculated. It does not constitute an offer of credit or a guarantee of approval.

Your final terms - including approved amount, tenure, interest rate, processing fee, account management fee, and total repayment - will be determined by the lending NBFC after credit assessment and may differ from the values shown in this example. Final terms will be disclosed in the Key Fact Statement (KFS) for your review before you sign the loan agreement.

Loan approval is subject to eligibility criteria, KYC verification, and the lending policies of our partnered NBFCs.

Our NBFC Partners

1. Thanvir Bros Pvt Ltd - https://thanvirbros.in/

2. Sonu Marketing Pvt Ltd - https://brahmafinance.in

Why Choose TrustPaisa

• Fully digital application - apply anytime, anywhere from your smartphone

• Quick approval and fast disbursal to your bank account

• RBI-compliant loan processing through registered NBFC partners

• Transparent terms — all fees and APR disclosed upfront

• No hidden charges beyond those listed above

• Dedicated customer support at every step

Common Reasons Customers Borrow with TrustPaisa

• Medical emergencies and unexpected health expenses

• Home repairs and urgent renovations

• Education fees and study materials

• Wedding expenses and family events

• Travel for vacations or family emergencies

• Small business cash flow needs

• Car or vehicle repairs

• Debt consolidation

Customer Support

For any queries or assistance:

Email: help@trustpaisa.com

Phone: 02269875175

Address: 512/1 Service Lane Outer Ring Road, Mahadevapura, Next to More Megastore, Mahadevapura, Bangalore North, Bangalore – 560048

TrustPaisa is a Loan Service Provider (LSP) platform operating in accordance with the Digital Lending Directions, 2025 issued by the Reserve Bank of India (RBI). All loans are sanctioned and disbursed by our partnered RBI-registered NBFCs listed above. Lender details are clearly communicated during application.