UangLink - Pinjaman Terpercaya

UangLink is a smart financial tool application designed specifically for users in Indonesia. It provides loan product recommendations from partners, helping users compare loan options more easily and make more informed financial decisions.

UangLink is not a lending institution, does not directly provide cash loans, and does not perform disbursement or verification processes.

This application functions solely as a loan intermediary recommendation tool, helping connect users with authorized lending institutions licensed by the Indonesian Financial Services Authority (OJK).

Collaborative Loan Product Explanation (Example Display)

UangLink will recommend users to licensed financial institutions that partner with us based on their specific circumstances. To facilitate user understanding, we provide the following example of a common loan range (details refer to the in-app display and partner institutions):

- Loan amount range: IDR 300,000 – IDR 30,000,000

- Loan term range: 91 days – 365 days

- Annual interest rate (APR) limit: not exceeding 36%

Loan Cost Example

A user applies for a loan of IDR 10,000,000 with a 12-month term and an APR of 36%. The calculation example is as follows:

- Total interest: IDR 10,000,000 * 0.36% = IDR 3,600,000

- Total amount to be repaid: IDR 10,000,000 + IDR 3,600,000 = IDR 13,600,000

- Monthly payment amount: IDR 13,600,000 / 12 = IDR 1,133,333

Disclaimer: This example is used solely to demonstrate fee calculations. The actual loan amount, term, interest rate, repayment method, and other terms will be determined separately by the licensed partner financial institution based on the user's credit assessment. UangLink is not involved in the disbursement of funds, does not charge interest, and does not impose any fees.

Basic User Requirements (Reference)

When applying for a loan, partner institutions typically require users to meet the following requirements (which may vary slightly depending on each institution):

- Indonesian citizen

- Minimum 18 years of age

- Valid ID card (KTP)

- Active mobile phone number

- Valid local Indonesian bank account

UangLink will refer users to suitable partners based on these requirements.

Compliance Statement

- UangLink is not a bank or financial institution and does not provide any form of fund disbursement or financial approval.

- All loan products and services are provided and managed independently by partner lending institutions licensed by the Financial Services Authority (OJK).

- UangLink acts solely as a third-party intermediary platform, providing information and recommendation services for loan applications.

- All fees, interest rates, and terms refer to official information from partner institutions.

Contact Us

Email: phacharamonthidunduk@gmail.com

Address: Ruko Grand Galaxy City, Blok RSK 3, Jl. Pulo Sirih Barat Raya, South Bekasi, Bekasi City, West Java 17147, Indonesia

Customer Service Hours: Monday – Friday, 8:00 AM – 6:00 PM